On our data, 320 of the 348 UK local authorities we cover have a single-person monthly cost of £2,000 or below. Only 28 exceed the threshold, and the story of this guide is which ones and why. Every entry in the exceeding list is a London borough, with the single non-London exception of Oxford.
The basket we use covers rent (average one-bed), Band D council tax with the 25% single-occupier discount, energy, water, £220 for groceries and £80 for transport (£160 for London boroughs). It doesn't cover discretionary spending, savings, car finance beyond basic public transport, or one-off costs like moving or furnishing a flat.
Every figure traces back to official government sources: rent from the ONS Price Index of Private Rents, council tax from MHCLG and the Scottish and Welsh Governments, energy from the Ofgem price cap, and water from Water UK and Discover Water. Methodology detail on the about page.
The full list: 320 UK areas at or below £2,000 a month
Sorted cheapest first. All figures are for a single person on the housing-plus-essentials basket described in the introduction.
| # | Area | Region | Monthly cost | Avg rent | Avg earnings |
|---|---|---|---|---|---|
| 1 | Dumfries and Galloway | Scotland | £1,001/mo | £425/mo | £29,649/yr |
| 2 | Scottish Borders | Scotland | £1,051/mo | £473/mo | £28,796/yr |
| 3 | Hartlepool | North East | £1,056/mo | £409/mo | £28,830/yr |
| 4 | North Ayrshire | Scotland | £1,056/mo | £474/mo | £34,689/yr |
| 5 | South Ayrshire | Scotland | £1,057/mo | £474/mo | £33,986/yr |
| 6 | East Ayrshire | Scotland | £1,058/mo | £474/mo | £33,117/yr |
| 7 | North East Lincolnshire | Yorkshire and The Humber | £1,078/mo | £433/mo | £28,898/yr |
| 8 | North Lanarkshire | Scotland | £1,085/mo | £511/mo | £34,105/yr |
| 9 | North Lincolnshire | Yorkshire and The Humber | £1,092/mo | £455/mo | £30,012/yr |
| 10 | Shetland Islands | Scotland | £1,094/mo | £524/mo | £35,716/yr |
| 11 | County Durham | North East | £1,095/mo | £444/mo | £29,718/yr |
| 12 | Na h-Eileanan Siar | Scotland | £1,095/mo | £524/mo | £28,746/yr |
| 13 | Powys | Wales | £1,099/mo | £463/mo | £30,275/yr |
| 14 | Redcar and Cleveland | North East | £1,100/mo | £454/mo | £28,630/yr |
| 15 | Perth and Kinross | Scotland | £1,101/mo | £519/mo | £31,851/yr |
| 16 | Highland | Scotland | £1,103/mo | £524/mo | £31,416/yr |
| 17 | East Renfrewshire | Scotland | £1,105/mo | £527/mo | £39,965/yr |
| 18 | Orkney Islands | Scotland | £1,105/mo | £524/mo | £31,737/yr |
| 19 | Burnley | North West | £1,108/mo | £460/mo | £29,680/yr |
| 20 | Inverclyde | Scotland | £1,109/mo | £527/mo | £29,020/yr |
| 21 | Renfrewshire | Scotland | £1,110/mo | £527/mo | £32,832/yr |
| 22 | Doncaster | Yorkshire and The Humber | £1,112/mo | £486/mo | £31,119/yr |
| 23 | South Lanarkshire | Scotland | £1,118/mo | £549/mo | £34,293/yr |
| 24 | Fife | Scotland | £1,120/mo | £545/mo | £32,445/yr |
| 25 | Hyndburn | North West | £1,121/mo | £478/mo | £29,647/yr |
| 26 | Northumberland | North East | £1,121/mo | £472/mo | £30,456/yr |
| 27 | Rotherham | Yorkshire and The Humber | £1,121/mo | £482/mo | £29,664/yr |
| 28 | Barnsley | Yorkshire and The Humber | £1,123/mo | £488/mo | £31,359/yr |
| 29 | Carmarthenshire | Wales | £1,123/mo | £487/mo | £30,774/yr |
| 30 | Darlington | North East | £1,123/mo | £480/mo | £30,100/yr |
| 31 | Hull | Yorkshire and The Humber | £1,126/mo | £493/mo | £27,309/yr |
| 32 | Blackpool | North West | £1,131/mo | £485/mo | £27,979/yr |
| 33 | East Lindsey | East Midlands | £1,132/mo | £503/mo | £26,705/yr |
| 34 | Pendle | North West | £1,132/mo | £478/mo | £26,742/yr |
| 35 | Neath Port Talbot | Wales | £1,133/mo | £485/mo | £30,709/yr |
| 36 | Bolsover | East Midlands | £1,134/mo | £487/mo | £29,674/yr |
| 37 | Pembrokeshire | Wales | £1,134/mo | £510/mo | £27,243/yr |
| 38 | East Riding of Yorkshire | Yorkshire and The Humber | £1,136/mo | £492/mo | £31,881/yr |
| 39 | Stoke-on-Trent | West Midlands | £1,136/mo | £513/mo | £29,041/yr |
| 40 | Cumberland | North West | £1,137/mo | £491/mo | £33,840/yr |
| 41 | Sunderland | North East | £1,139/mo | £515/mo | £27,989/yr |
| 42 | Blaenau Gwent | Wales | £1,141/mo | £494/mo | £30,734/yr |
| 43 | South Tyneside | North East | £1,144/mo | £505/mo | £28,784/yr |
| 44 | West Dunbartonshire | Scotland | £1,147/mo | £565/mo | £31,962/yr |
| 45 | Bassetlaw | East Midlands | £1,148/mo | £496/mo | £28,314/yr |
| 46 | Angus | Scotland | £1,152/mo | £575/mo | £30,681/yr |
| 47 | West Lindsey | East Midlands | £1,152/mo | £518/mo | £30,741/yr |
| 48 | Wyre | North West | £1,152/mo | £509/mo | £29,814/yr |
| 49 | Middlesbrough | North East | £1,153/mo | £507/mo | £30,253/yr |
| 50 | Staffordshire Moorlands | West Midlands | £1,153/mo | £520/mo | £31,065/yr |
| 51 | Rhondda Cynon Taf | Wales | £1,154/mo | £522/mo | £29,802/yr |
| 52 | Wigan | North West | £1,155/mo | £531/mo | £31,615/yr |
| 53 | Chesterfield | East Midlands | £1,158/mo | £525/mo | £30,621/yr |
| 54 | Dundee | Scotland | £1,160/mo | £575/mo | £30,523/yr |
| 55 | Caerphilly | Wales | £1,163/mo | £544/mo | £30,854/yr |
| 56 | Argyll and Bute | Scotland | £1,168/mo | £580/mo | £30,436/yr |
| 57 | Blackburn with Darwen | North West | £1,171/mo | £529/mo | £27,502/yr |
| 58 | Halton | North West | £1,171/mo | £534/mo | £29,819/yr |
| 59 | Denbighshire | Wales | £1,173/mo | £538/mo | £26,812/yr |
| 60 | Gwynedd | Wales | £1,173/mo | £530/mo | £25,179/yr |
| 61 | Calderdale | Yorkshire and The Humber | £1,178/mo | £537/mo | £31,708/yr |
| 62 | Isle of Anglesey | Wales | £1,179/mo | £549/mo | £29,944/yr |
| 63 | Bradford | Yorkshire and The Humber | £1,182/mo | £544/mo | £28,424/yr |
| 64 | Stockton-on-Tees | North East | £1,183/mo | £534/mo | £29,877/yr |
| 65 | Aberdeenshire | Scotland | £1,185/mo | £603/mo | £33,799/yr |
| 66 | Melton | East Midlands | £1,185/mo | £546/mo | £26,633/yr |
| 67 | Mansfield | East Midlands | £1,186/mo | £536/mo | £28,170/yr |
| 68 | Bridgend | Wales | £1,187/mo | £543/mo | £31,475/yr |
| 69 | Clackmannanshire | Scotland | £1,188/mo | £606/mo | £31,992/yr |
| 70 | Moray | Scotland | £1,188/mo | £603/mo | £26,943/yr |
| 71 | Aberdeen | Scotland | £1,189/mo | £603/mo | £32,399/yr |
| 72 | Falkirk | Scotland | £1,190/mo | £606/mo | £32,330/yr |
| 73 | South Ribble | North West | £1,191/mo | £549/mo | £32,740/yr |
| 74 | Ceredigion | Wales | £1,193/mo | £553/mo | £29,326/yr |
| 75 | Stirling | Scotland | £1,193/mo | £606/mo | £33,832/yr |
| 76 | West Lothian | Scotland | £1,194/mo | £615/mo | £33,302/yr |
| 77 | Ashfield | East Midlands | £1,196/mo | £546/mo | £27,797/yr |
| 78 | Newark and Sherwood | East Midlands | £1,196/mo | £541/mo | £29,806/yr |
| 79 | Wakefield | Yorkshire and The Humber | £1,197/mo | £563/mo | £29,954/yr |
| 80 | North East Derbyshire | East Midlands | £1,198/mo | £557/mo | £30,931/yr |
| 81 | Wirral | North West | £1,198/mo | £553/mo | £32,959/yr |
| 82 | Merthyr Tydfil | Wales | £1,203/mo | £552/mo | £31,504/yr |
| 83 | Newcastle-under-Lyme | West Midlands | £1,206/mo | £573/mo | £31,205/yr |
| 84 | South Kesteven | East Midlands | £1,206/mo | £578/mo | £29,071/yr |
| 85 | Cannock Chase | West Midlands | £1,207/mo | £571/mo | £30,178/yr |
| 86 | St. Helens | North West | £1,208/mo | £569/mo | £31,443/yr |
| 87 | Kirklees | Yorkshire and The Humber | £1,209/mo | £566/mo | £30,238/yr |
| 88 | Amber Valley | East Midlands | £1,210/mo | £572/mo | £30,823/yr |
| 89 | Flintshire | Wales | £1,210/mo | £572/mo | £32,675/yr |
| 90 | Knowsley | North West | £1,210/mo | £565/mo | £32,542/yr |
| 91 | South Holland | East Midlands | £1,210/mo | £581/mo | £30,196/yr |
| 92 | North Tyneside | North East | £1,212/mo | £571/mo | £31,106/yr |
| 93 | Derbyshire Dales | East Midlands | £1,217/mo | £577/mo | £33,700/yr |
| 94 | Conwy | Wales | £1,218/mo | £574/mo | £28,113/yr |
| 95 | Great Yarmouth | East of England | £1,218/mo | £573/mo | £28,808/yr |
| 96 | Chorley | North West | £1,220/mo | £579/mo | £33,337/yr |
| 97 | Preston | North West | £1,220/mo | £570/mo | £30,038/yr |
| 98 | Telford and Wrekin | West Midlands | £1,220/mo | £592/mo | £31,459/yr |
| 99 | Dudley | West Midlands | £1,224/mo | £603/mo | £30,822/yr |
| 100 | West Lancashire | North West | £1,224/mo | £581/mo | £31,884/yr |
| 101 | Wrexham | Wales | £1,224/mo | £591/mo | £29,752/yr |
| 102 | Boston | East Midlands | £1,226/mo | £595/mo | £27,729/yr |
| 103 | Derby | East Midlands | £1,229/mo | £598/mo | £30,467/yr |
| 104 | North Yorkshire | Yorkshire and The Humber | £1,229/mo | £580/mo | £30,683/yr |
| 105 | East Staffordshire | West Midlands | £1,230/mo | £596/mo | £31,517/yr |
| 106 | Lancaster | North West | £1,231/mo | £586/mo | £29,651/yr |
| 107 | Torridge | South West | £1,232/mo | £564/mo | £28,752/yr |
| 108 | Erewash | East Midlands | £1,233/mo | £598/mo | £31,673/yr |
| 109 | Ribble Valley | North West | £1,234/mo | £596/mo | £34,077/yr |
| 110 | East Suffolk | East of England | £1,235/mo | £595/mo | £30,261/yr |
| 111 | Gateshead | North East | £1,235/mo | £578/mo | £29,494/yr |
| 112 | North Kesteven | East Midlands | £1,236/mo | £603/mo | £30,585/yr |
| 113 | Rossendale | North West | £1,236/mo | £589/mo | £30,487/yr |
| 114 | South Derbyshire | East Midlands | £1,236/mo | £603/mo | £35,452/yr |
| 115 | Torfaen | Wales | £1,236/mo | £612/mo | £33,201/yr |
| 116 | Westmorland and Furness | North West | £1,236/mo | £590/mo | £33,988/yr |
| 117 | High Peak | East Midlands | £1,237/mo | £601/mo | £32,258/yr |
| 118 | Shropshire | West Midlands | £1,238/mo | £593/mo | £29,603/yr |
| 119 | Fylde | North West | £1,239/mo | £595/mo | £36,020/yr |
| 120 | Herefordshire | West Midlands | £1,240/mo | £592/mo | £29,361/yr |
| 121 | Wyre Forest | West Midlands | £1,245/mo | £601/mo | £29,408/yr |
| 122 | Forest of Dean | South West | £1,246/mo | £588/mo | £36,589/yr |
| 123 | Stafford | West Midlands | £1,249/mo | £618/mo | £33,872/yr |
| 124 | Rochdale | North West | £1,251/mo | £599/mo | £29,535/yr |
| 125 | Sefton | North West | £1,260/mo | £610/mo | £29,335/yr |
| 126 | North West Leicestershire | East Midlands | £1,261/mo | £623/mo | £32,252/yr |
| 127 | Torbay | South West | £1,264/mo | £605/mo | £28,963/yr |
| 128 | North Norfolk | East of England | £1,265/mo | £617/mo | £28,421/yr |
| 129 | Hinckley and Bosworth | East Midlands | £1,266/mo | £630/mo | £31,591/yr |
| 130 | North Devon | South West | £1,268/mo | £598/mo | £28,386/yr |
| 131 | Redditch | West Midlands | £1,268/mo | £627/mo | £29,113/yr |
| 132 | Gedling | East Midlands | £1,269/mo | £619/mo | £30,051/yr |
| 133 | West Devon | South West | £1,270/mo | £596/mo | £26,556/yr |
| 134 | Fenland | East of England | £1,271/mo | £618/mo | £30,125/yr |
| 135 | Bolton | North West | £1,281/mo | £642/mo | £29,409/yr |
| 136 | Wychavon | West Midlands | £1,284/mo | £649/mo | £29,661/yr |
| 137 | South Staffordshire | West Midlands | £1,287/mo | £655/mo | £31,766/yr |
| 138 | King's Lynn and West Norfolk | East of England | £1,288/mo | £642/mo | £30,581/yr |
| 139 | Nuneaton and Bedworth | West Midlands | £1,290/mo | £647/mo | £32,402/yr |
| 140 | Walsall | West Midlands | £1,290/mo | £639/mo | £29,112/yr |
| 141 | Lincoln | East Midlands | £1,294/mo | £662/mo | £29,824/yr |
| 142 | Breckland | East of England | £1,298/mo | £651/mo | £28,930/yr |
| 143 | Sandwell | West Midlands | £1,298/mo | £671/mo | £27,652/yr |
| 144 | Warrington | North West | £1,301/mo | £659/mo | £34,144/yr |
| 145 | Swansea | Wales | £1,303/mo | £674/mo | £32,091/yr |
| 146 | Mid Devon | South West | £1,305/mo | £634/mo | £31,908/yr |
| 147 | Charnwood | East Midlands | £1,307/mo | £670/mo | £33,550/yr |
| 148 | Wolverhampton | West Midlands | £1,308/mo | £662/mo | £31,308/yr |
| 149 | North Northamptonshire | East Midlands | £1,312/mo | £673/mo | £32,882/yr |
| 150 | Teignbridge | South West | £1,313/mo | £643/mo | £28,911/yr |
| 151 | East Dunbartonshire | Scotland | £1,314/mo | £727/mo | £38,000/yr |
| 152 | Newport | Wales | £1,315/mo | £695/mo | £31,495/yr |
| 153 | Isle of Wight | South East | £1,316/mo | £655/mo | £26,740/yr |
| 154 | Tameside | North West | £1,316/mo | £674/mo | £29,877/yr |
| 155 | Broxtowe | East Midlands | £1,317/mo | £666/mo | £30,966/yr |
| 156 | Peterborough | East of England | £1,321/mo | £684/mo | £29,828/yr |
| 157 | Tewkesbury | South West | £1,321/mo | £670/mo | £31,603/yr |
| 158 | Liverpool | North West | £1,328/mo | £672/mo | £30,947/yr |
| 159 | Cheshire East | North West | £1,329/mo | £687/mo | £33,221/yr |
| 160 | Sheffield | Yorkshire and The Humber | £1,329/mo | £682/mo | £31,816/yr |
| 161 | Malvern Hills | West Midlands | £1,331/mo | £691/mo | £28,167/yr |
| 162 | Oldham | North West | £1,331/mo | £679/mo | £29,124/yr |
| 163 | Bury | North West | £1,332/mo | £683/mo | £31,687/yr |
| 164 | Somerset | South West | £1,332/mo | £667/mo | £29,908/yr |
| 165 | Worcester | West Midlands | £1,333/mo | £696/mo | £32,997/yr |
| 166 | Broadland | East of England | £1,334/mo | £688/mo | £30,920/yr |
| 167 | Mid Suffolk | East of England | £1,336/mo | £697/mo | £31,507/yr |
| 168 | South Norfolk | East of England | £1,336/mo | £687/mo | £32,934/yr |
| 169 | Tamworth | West Midlands | £1,336/mo | £705/mo | £33,167/yr |
| 170 | Dover | South East | £1,337/mo | £686/mo | £33,704/yr |
| 171 | Rutland | East Midlands | £1,338/mo | £680/mo | £39,559/yr |
| 172 | Blaby | East Midlands | £1,339/mo | £696/mo | £31,950/yr |
| 173 | Harborough | East Midlands | £1,340/mo | £704/mo | £34,321/yr |
| 174 | East Devon | South West | £1,341/mo | £674/mo | £32,154/yr |
| 175 | Cheshire West and Chester | North West | £1,347/mo | £701/mo | £32,391/yr |
| 176 | Bromsgrove | West Midlands | £1,348/mo | £706/mo | £36,409/yr |
| 177 | Plymouth | South West | £1,350/mo | £692/mo | £28,992/yr |
| 178 | Vale of Glamorgan | Wales | £1,357/mo | £728/mo | £31,410/yr |
| 179 | Cornwall | South West | £1,358/mo | £691/mo | £28,210/yr |
| 180 | North Warwickshire | West Midlands | £1,358/mo | £713/mo | £35,067/yr |
| 181 | Babergh | East of England | £1,359/mo | £719/mo | £30,118/yr |
| 182 | Hastings | South East | £1,361/mo | £697/mo | £29,323/yr |
| 183 | Leicester | East Midlands | £1,363/mo | £718/mo | £27,858/yr |
| 184 | East Cambridgeshire | East of England | £1,364/mo | £715/mo | £34,311/yr |
| 185 | Rushcliffe | East Midlands | £1,365/mo | £713/mo | £36,705/yr |
| 186 | Monmouthshire | Wales | £1,366/mo | £726/mo | £35,020/yr |
| 187 | Lichfield | West Midlands | £1,367/mo | £733/mo | £33,763/yr |
| 188 | Oadby and Wigston | East Midlands | £1,367/mo | £730/mo | £28,368/yr |
| 189 | Rugby | West Midlands | £1,382/mo | £740/mo | £41,814/yr |
| 190 | Ipswich | East of England | £1,384/mo | £736/mo | £30,928/yr |
| 191 | West Northamptonshire | East Midlands | £1,384/mo | £742/mo | £33,059/yr |
| 192 | Gloucester | South West | £1,385/mo | £733/mo | £30,455/yr |
| 193 | Huntingdonshire | East of England | £1,390/mo | £736/mo | £33,375/yr |
| 194 | Tendring | East of England | £1,390/mo | £754/mo | £29,545/yr |
| 195 | Nottingham | East Midlands | £1,391/mo | £732/mo | £26,512/yr |
| 196 | South Hams | South West | £1,393/mo | £725/mo | £29,721/yr |
| 197 | Dorset | South West | £1,396/mo | £718/mo | £31,444/yr |
| 198 | Wiltshire | South West | £1,397/mo | £731/mo | £31,873/yr |
| 199 | Stroud | South West | £1,401/mo | £740/mo | £33,495/yr |
| 200 | Coventry | West Midlands | £1,404/mo | £760/mo | £33,063/yr |
| 201 | Leeds | Yorkshire and The Humber | £1,404/mo | £771/mo | £31,679/yr |
| 202 | Thanet | South East | £1,417/mo | £764/mo | £28,323/yr |
| 203 | Swale | South East | £1,419/mo | £772/mo | £33,647/yr |
| 204 | Glasgow | Scotland | £1,425/mo | £841/mo | £32,121/yr |
| 205 | Folkestone and Hythe | South East | £1,429/mo | £773/mo | £33,355/yr |
| 206 | Norwich | East of England | £1,430/mo | £780/mo | £30,421/yr |
| 207 | Stratford-on-Avon | West Midlands | £1,436/mo | £794/mo | £34,847/yr |
| 208 | Bedford | East of England | £1,442/mo | £793/mo | £35,987/yr |
| 209 | Maldon | East of England | £1,445/mo | £805/mo | £32,599/yr |
| 210 | Stockport | North West | £1,445/mo | £792/mo | £33,565/yr |
| 211 | Gosport | South East | £1,453/mo | £809/mo | £34,256/yr |
| 212 | West Suffolk | East of England | £1,453/mo | £812/mo | £33,437/yr |
| 213 | Newcastle upon Tyne | North East | £1,454/mo | £808/mo | £30,144/yr |
| 214 | Birmingham | West Midlands | £1,456/mo | £821/mo | £30,180/yr |
| 215 | Swindon | South West | £1,466/mo | £809/mo | £33,135/yr |
| 216 | Solihull | West Midlands | £1,467/mo | £843/mo | £36,672/yr |
| 217 | Rother | South East | £1,468/mo | £802/mo | £30,790/yr |
| 218 | Colchester | East of England | £1,470/mo | £833/mo | £31,589/yr |
| 219 | North Somerset | South West | £1,471/mo | £810/mo | £32,996/yr |
| 220 | Eastbourne | South East | £1,476/mo | £813/mo | £31,199/yr |
| 221 | Havant | South East | £1,476/mo | £834/mo | £30,819/yr |
| 222 | York | Yorkshire and The Humber | £1,490/mo | £857/mo | £32,961/yr |
| 223 | Arun | South East | £1,491/mo | £839/mo | £29,809/yr |
| 224 | Fareham | South East | £1,491/mo | £852/mo | £38,851/yr |
| 225 | Southend-on-Sea | East of England | £1,495/mo | £859/mo | £33,594/yr |
| 226 | Braintree | East of England | £1,497/mo | £860/mo | £34,546/yr |
| 227 | Eastleigh | South East | £1,498/mo | £855/mo | £34,474/yr |
| 228 | Cheltenham | South West | £1,504/mo | £851/mo | £36,014/yr |
| 229 | New Forest | South East | £1,505/mo | £857/mo | £31,344/yr |
| 230 | Test Valley | South East | £1,505/mo | £864/mo | £35,314/yr |
| 231 | Central Bedfordshire | East of England | £1,507/mo | £856/mo | £36,622/yr |
| 232 | Canterbury | South East | £1,508/mo | £860/mo | £30,188/yr |
| 233 | Cardiff | Wales | £1,509/mo | £894/mo | £32,756/yr |
| 234 | Southampton | South East | £1,519/mo | £873/mo | £32,907/yr |
| 235 | Rochford | East of England | £1,521/mo | £879/mo | £38,107/yr |
| 236 | Warwick | West Midlands | £1,521/mo | £880/mo | £39,797/yr |
| 237 | Cotswold | South West | £1,532/mo | £877/mo | £32,927/yr |
| 238 | Portsmouth | South East | £1,533/mo | £893/mo | £30,962/yr |
| 239 | Salford | North West | £1,534/mo | £883/mo | £30,495/yr |
| 240 | Ashford | South East | £1,535/mo | £887/mo | £32,991/yr |
| 241 | East Hampshire | South East | £1,537/mo | £893/mo | £39,682/yr |
| 242 | Uttlesford | East of England | £1,541/mo | £901/mo | £41,006/yr |
| 243 | West Berkshire | South East | £1,544/mo | £890/mo | £38,513/yr |
| 244 | Medway | South East | £1,545/mo | £902/mo | £33,857/yr |
| 245 | Gravesham | South East | £1,546/mo | £898/mo | £35,065/yr |
| 246 | Luton | East of England | £1,546/mo | £899/mo | £28,741/yr |
| 247 | Worthing | South East | £1,550/mo | £899/mo | £32,823/yr |
| 248 | Thurrock | East of England | £1,551/mo | £916/mo | £36,407/yr |
| 249 | Castle Point | East of England | £1,558/mo | £919/mo | £35,975/yr |
| 250 | Maidstone | South East | £1,561/mo | £908/mo | £34,151/yr |
| 251 | Wealden | South East | £1,562/mo | £894/mo | £33,376/yr |
| 252 | Trafford | North West | £1,568/mo | £936/mo | £35,593/yr |
| 253 | Exeter | South West | £1,571/mo | £910/mo | £29,531/yr |
| 254 | Bournemouth, Christchurch and Poole | South West | £1,574/mo | £917/mo | £31,848/yr |
| 255 | Basingstoke and Deane | South East | £1,579/mo | £941/mo | £39,279/yr |
| 256 | Lewes | South East | £1,584/mo | £915/mo | £33,088/yr |
| 257 | West Oxfordshire | South East | £1,586/mo | £929/mo | £35,388/yr |
| 258 | Chichester | South East | £1,588/mo | £937/mo | £28,585/yr |
| 259 | Basildon | East of England | £1,602/mo | £963/mo | £34,133/yr |
| 260 | Rushmoor | South East | £1,610/mo | £968/mo | £33,734/yr |
| 261 | Milton Keynes | South East | £1,611/mo | £966/mo | £36,061/yr |
| 262 | Edinburgh | Scotland | £1,614/mo | £1,035/mo | £37,380/yr |
| 263 | East Lothian | Scotland | £1,618/mo | £1,035/mo | £33,737/yr |
| 264 | Manchester | North West | £1,620/mo | £986/mo | £30,067/yr |
| 265 | Cherwell | South East | £1,621/mo | £963/mo | £36,568/yr |
| 266 | Midlothian | Scotland | £1,626/mo | £1,035/mo | £31,856/yr |
| 267 | Vale of White Horse | South East | £1,630/mo | £972/mo | £38,859/yr |
| 268 | Adur | South East | £1,634/mo | £978/mo | £30,217/yr |
| 269 | Mid Sussex | South East | £1,649/mo | £997/mo | £37,705/yr |
| 270 | South Gloucestershire | South West | £1,649/mo | £985/mo | £35,002/yr |
| 271 | Horsham | South East | £1,652/mo | £1,002/mo | £36,448/yr |
| 272 | North Hertfordshire | East of England | £1,652/mo | £1,005/mo | £42,703/yr |
| 273 | Harlow | East of England | £1,654/mo | £1,016/mo | £30,654/yr |
| 274 | Winchester | South East | £1,654/mo | £1,009/mo | £38,352/yr |
| 275 | Stevenage | East of England | £1,655/mo | £1,011/mo | £35,747/yr |
| 276 | South Cambridgeshire | East of England | £1,656/mo | £1,003/mo | £42,690/yr |
| 277 | Hart | South East | £1,664/mo | £1,017/mo | £39,341/yr |
| 278 | Tonbridge and Malling | South East | £1,668/mo | £1,016/mo | £35,106/yr |
| 279 | Welwyn Hatfield | East of England | £1,678/mo | £1,031/mo | £37,805/yr |
| 280 | South Oxfordshire | South East | £1,682/mo | £1,023/mo | £43,026/yr |
| 281 | Buckinghamshire | South East | £1,684/mo | £1,029/mo | £35,937/yr |
| 282 | Tunbridge Wells | South East | £1,684/mo | £1,034/mo | £35,319/yr |
| 283 | Surrey Heath | South East | £1,689/mo | £1,030/mo | £37,793/yr |
| 284 | Waverley | South East | £1,697/mo | £1,037/mo | £42,326/yr |
| 285 | Chelmsford | East of England | £1,699/mo | £1,061/mo | £35,791/yr |
| 286 | Crawley | South East | £1,705/mo | £1,057/mo | £34,225/yr |
| 287 | East Hertfordshire | East of England | £1,712/mo | £1,065/mo | £44,154/yr |
| 288 | Wokingham | South East | £1,715/mo | £1,062/mo | £43,538/yr |
| 289 | Dartford | South East | £1,724/mo | £1,079/mo | £36,210/yr |
| 290 | Runnymede | South East | £1,724/mo | £1,071/mo | £42,203/yr |
| 291 | Dacorum | East of England | £1,731/mo | £1,086/mo | £36,473/yr |
| 292 | Brentwood | East of England | £1,732/mo | £1,097/mo | £39,864/yr |
| 293 | Bracknell Forest | South East | £1,734/mo | £1,095/mo | £36,067/yr |
| 294 | Broxbourne | East of England | £1,745/mo | £1,107/mo | £37,283/yr |
| 295 | Reading | South East | £1,779/mo | £1,119/mo | £35,454/yr |
| 296 | Tandridge | South East | £1,788/mo | £1,129/mo | £33,316/yr |
| 297 | Mole Valley | South East | £1,789/mo | £1,134/mo | £35,341/yr |
| 298 | Woking | South East | £1,789/mo | £1,130/mo | £38,172/yr |
| 299 | Reigate and Banstead | South East | £1,790/mo | £1,133/mo | £40,014/yr |
| 300 | Slough | South East | £1,791/mo | £1,143/mo | £35,521/yr |
| 301 | Guildford | South East | £1,815/mo | £1,159/mo | £39,985/yr |
| 302 | Epsom and Ewell | South East | £1,831/mo | £1,176/mo | £43,006/yr |
| 303 | Spelthorne | South East | £1,841/mo | £1,186/mo | £37,918/yr |
| 304 | Bath and North East Somerset | South West | £1,853/mo | £1,199/mo | £32,481/yr |
| 305 | Epping Forest | East of England | £1,853/mo | £1,217/mo | £38,171/yr |
| 306 | Brighton and Hove | South East | £1,856/mo | £1,198/mo | £33,506/yr |
| 307 | Windsor and Maidenhead | South East | £1,870/mo | £1,251/mo | £37,653/yr |
| 308 | Hertsmere | East of England | £1,873/mo | £1,229/mo | £36,159/yr |
| 309 | Elmbridge | South East | £1,880/mo | £1,223/mo | £42,607/yr |
| 310 | Cambridge | East of England | £1,896/mo | £1,248/mo | £38,711/yr |
| 311 | Sevenoaks | South East | £1,901/mo | £1,246/mo | £34,969/yr |
| 312 | Bristol | South West | £1,902/mo | £1,227/mo | £34,051/yr |
| 313 | St Albans | East of England | £1,902/mo | £1,257/mo | £45,543/yr |
| 314 | Watford | East of England | £1,903/mo | £1,256/mo | £37,172/yr |
| 315 | Three Rivers | East of England | £1,908/mo | £1,263/mo | £39,615/yr |
| 316 | Hillingdon | London | £1,936/mo | £1,235/mo | £36,429/yr |
| 317 | Havering | London | £1,942/mo | £1,217/mo | £40,726/yr |
| 318 | Bexley | London | £1,944/mo | £1,223/mo | £36,883/yr |
| 319 | Sutton | London | £1,951/mo | £1,229/mo | £38,359/yr |
| 320 | Croydon | London | £1,983/mo | £1,247/mo | £38,080/yr |
The 28 UK areas where £2,000 a month isn't enough
Every area on this list has a single-person monthly cost that exceeds £2,000 on our basket. All but one are London boroughs. Sorted cheapest-exceeding first so you can see how tightly the outer-London belt clusters just above the threshold, and how sharply the inner-London figures pull away.
£2,006/month +£6 over £2,000
The single non-London English area to breach £2,000 on our basket, at £2,006. Median one-bed rent of £1,342 reflects Oxford's dual pull: a world-class university and a small but well-paid biomedical and tech cluster. The Elizabeth Line's reach to nearby Reading and 40-minute trains to London Paddington also feed rent pressure from commuter demand.
- Monthly cost
- £2,006/mo
- One-bed rent
- £1,342/mo
- Council tax (Band D)
- £2,678/yr
- Average earnings
- £36,517/yr
See the full cost breakdown for Oxford.
£2,007/month +£7 over £2,000
Outer south-east London borough covering Beckenham, Bromley itself, Orpington and West Wickham. Suburban character with mainline services into London Bridge and Cannon Street. Rents lower than most inner boroughs, but the cost basket still tips just over £2,000.
- Monthly cost
- £2,007/mo
- One-bed rent
- £1,300/mo
- Council tax (Band D)
- £2,140/yr
- Average earnings
- £43,981/yr
See the full cost breakdown for Bromley.
£2,078/month +£78 over £2,000
North-east London borough covering Ilford, Wanstead and Woodford. Central Line access and Crossrail's Elizabeth Line at Ilford have pushed rents upward, and higher-than-inner-London council tax adds a little more.
- Monthly cost
- £2,078/mo
- One-bed rent
- £1,362/mo
- Council tax (Band D)
- £2,295/yr
- Average earnings
- £37,190/yr
See the full cost breakdown for Redbridge.
£2,079/month +£79 over £2,000
East London borough, historically one of the capital's most affordable, but £2,079 still puts it over the threshold. Rents have risen sharply since Crossrail's Elizabeth Line opened at Barking and Chadwell Heath in 2022. Council tax on the higher side for London.
- Monthly cost
- £2,079/mo
- One-bed rent
- £1,369/mo
- Council tax (Band D)
- £2,199/yr
- Average earnings
- £32,911/yr
See the full cost breakdown for Barking and Dagenham.
£2,092/month +£92 over £2,000
Outer north London running from Southgate up to the M25 at Cockfosters and Enfield Chase. Piccadilly, Great Northern and London Overground services all reach the borough. Basket lands just over the threshold at £2,092.
- Monthly cost
- £2,092/mo
- One-bed rent
- £1,377/mo
- Council tax (Band D)
- £2,268/yr
- Average earnings
- £34,962/yr
See the full cost breakdown for Enfield.
£2,103/month +£103 over £2,000
South-west London riverside town with an unusually strong high street and half-hour trains to Waterloo. One-bed rents of £1,367 combined with typical outer-London council tax push the basket to £2,103.
- Monthly cost
- £2,103/mo
- One-bed rent
- £1,367/mo
- Council tax (Band D)
- £2,609/yr
- Average earnings
- £41,833/yr
See the full cost breakdown for Kingston upon Thames.
£2,105/month +£105 over £2,000
North-west London borough covering Harrow, Wealdstone and Stanmore. Metropolitan and Jubilee Line access to central London. Rents have moved up with the borough's family-friendly reputation; basket at £2,105.
- Monthly cost
- £2,105/mo
- One-bed rent
- £1,375/mo
- Council tax (Band D)
- £2,511/yr
- Average earnings
- £36,000/yr
See the full cost breakdown for Harrow.
£2,114/month +£114 over £2,000
North-east London covering Walthamstow, Leyton and Chingford. Popular with a young professional demographic through the 2010s and prices followed. Victoria Line and Overground services keep central-London commutes short.
- Monthly cost
- £2,114/mo
- One-bed rent
- £1,392/mo
- Council tax (Band D)
- £2,387/yr
- Average earnings
- £37,971/yr
See the full cost breakdown for Waltham Forest.
£2,155/month +£155 over £2,000
South-east inner-outer London covering Lewisham itself, Catford and Deptford. Overground and Southeastern rail links. Rents rising as docklands and Deptford regeneration continues; basket now at £2,155.
- Monthly cost
- £2,155/mo
- One-bed rent
- £1,442/mo
- Council tax (Band D)
- £2,237/yr
- Average earnings
- £39,505/yr
See the full cost breakdown for Lewisham.
£2,188/month +£188 over £2,000
Large north London borough covering Barnet, Finchley, Golders Green, Hendon and Mill Hill. The Northern Line runs its length. Rents at £1,482 and higher-than-average council tax push the basket to £2,188.
- Monthly cost
- £2,188/mo
- One-bed rent
- £1,482/mo
- Council tax (Band D)
- £2,133/yr
- Average earnings
- £39,239/yr
See the full cost breakdown for Barnet.
£2,228/month +£228 over £2,000
South-east London borough anchored by Greenwich, Woolwich and the O2 peninsula. The Elizabeth Line to Woolwich has lifted the southern half. Basket at £2,228.
- Monthly cost
- £2,228/mo
- One-bed rent
- £1,523/mo
- Council tax (Band D)
- £2,108/yr
- Average earnings
- £39,984/yr
See the full cost breakdown for Greenwich.
£2,256/month +£256 over £2,000
North-west London borough covering Wembley, Willesden, Kilburn and Kingsbury. Wembley Park regeneration has added a substantial pipeline of new-build flats. Basket at £2,256.
- Monthly cost
- £2,256/mo
- One-bed rent
- £1,543/mo
- Council tax (Band D)
- £2,235/yr
- Average earnings
- £34,871/yr
See the full cost breakdown for Brent.
£2,256/month +£256 over £2,000
West London borough close to Heathrow, covering Chiswick, Brentford, Isleworth and Feltham. Airport-related employment underpins housing demand. Basket at £2,256.
- Monthly cost
- £2,256/mo
- One-bed rent
- £1,546/mo
- Council tax (Band D)
- £2,186/yr
- Average earnings
- £35,301/yr
See the full cost breakdown for Hounslow.
£2,278/month +£278 over £2,000
South-west London borough covering Wimbledon, Colliers Wood, Morden and Mitcham. Wimbledon anchors demand and drags the borough-wide average up. Basket at £2,278.
- Monthly cost
- £2,278/mo
- One-bed rent
- £1,571/mo
- Council tax (Band D)
- £2,147/yr
- Average earnings
- £43,507/yr
See the full cost breakdown for Merton.
£2,290/month +£290 over £2,000
West London borough covering Ealing, Acton, Southall and Hanwell. The Elizabeth Line runs through Ealing Broadway and West Ealing. Basket at £2,290.
- Monthly cost
- £2,290/mo
- One-bed rent
- £1,583/mo
- Council tax (Band D)
- £2,139/yr
- Average earnings
- £35,665/yr
See the full cost breakdown for Ealing.
£2,313/month +£313 over £2,000
East London borough covering Stratford, East Ham and much of the 2012 Olympic Park legacy. Post-Olympics regeneration is the main driver of the rent trajectory here. Basket at £2,312.
- Monthly cost
- £2,313/mo
- One-bed rent
- £1,618/mo
- Council tax (Band D)
- £1,944/yr
- Average earnings
- £36,080/yr
See the full cost breakdown for Newham.
£2,348/month +£348 over £2,000
North London borough covering Wood Green, Tottenham, Crouch End and Muswell Hill. Combines gentrified enclaves with more deprived pockets, which broadens the rent distribution. Basket at £2,348.
- Monthly cost
- £2,348/mo
- One-bed rent
- £1,630/mo
- Council tax (Band D)
- £2,314/yr
- Average earnings
- £37,563/yr
See the full cost breakdown for Haringey.
£2,436/month +£436 over £2,000
South-west London borough covering Richmond, Twickenham, Teddington, Kew and Barnes. Consistently among the most desirable London areas for families. Basket at £2,436.
- Monthly cost
- £2,436/mo
- One-bed rent
- £1,708/mo
- Council tax (Band D)
- £2,486/yr
- Average earnings
- £46,594/yr
See the full cost breakdown for Richmond upon Thames.
£2,506/month +£506 over £2,000
South-of-Thames borough stretching from London Bridge and Bermondsey south into Walworth, Peckham and Dulwich. The northern half has been transformed by Bankside, Bermondsey and river-side redevelopment over the past two decades. Basket at £2,506.
- Monthly cost
- £2,506/mo
- One-bed rent
- £1,810/mo
- Council tax (Band D)
- £1,967/yr
- Average earnings
- £43,006/yr
See the full cost breakdown for Southwark.
£2,542/month +£542 over £2,000
Battersea, Clapham Junction, Putney, Earlsfield, Tooting. Average earnings of £49,310 are the highest in this exceeding list, and council tax at £1,028/year Band D is famously low, which partially offsets the high rent. Basket at £2,542.
- Monthly cost
- £2,542/mo
- One-bed rent
- £1,905/mo
- Council tax (Band D)
- £1,028/yr
- Average earnings
- £49,310/yr
See the full cost breakdown for Wandsworth.
£2,581/month +£581 over £2,000
Brixton, Clapham, Waterloo, Streatham. Long span culturally, from Brixton's music heritage to the Waterloo commute belt. Basket at £2,581.
- Monthly cost
- £2,581/mo
- One-bed rent
- £1,880/mo
- Council tax (Band D)
- £2,047/yr
- Average earnings
- £43,666/yr
See the full cost breakdown for Lambeth.
£2,592/month +£592 over £2,000
West London borough covering Hammersmith, Fulham, Shepherd's Bush and a long stretch of riverside frontage. Council tax lower than most inner boroughs at £1,520/year Band D. Basket at £2,592.
- Monthly cost
- £2,592/mo
- One-bed rent
- £1,924/mo
- Council tax (Band D)
- £1,520/yr
- Average earnings
- £42,811/yr
See the full cost breakdown for Hammersmith and Fulham.
£2,634/month +£634 over £2,000
Canary Wharf, Docklands and adjacent East End communities. A steady pipeline of new-build flats keeps rents marginally below the west-London equivalents. Basket at £2,634.
- Monthly cost
- £2,634/mo
- One-bed rent
- £1,946/mo
- Council tax (Band D)
- £1,838/yr
- Average earnings
- £45,183/yr
See the full cost breakdown for Tower Hamlets.
£2,642/month +£642 over £2,000
Camden Market, the music venues from Roundhouse down through KOKO, Regent's Park to the south, the Heath to the north. Highest Band D council tax in the exceeding set at £2,208/year. Basket at £2,642.
- Monthly cost
- £2,642/mo
- One-bed rent
- £1,931/mo
- Council tax (Band D)
- £2,208/yr
- Average earnings
- £44,088/yr
See the full cost breakdown for Camden.
£2,656/month +£656 over £2,000
Shoreditch, Dalston, Hoxton, Stoke Newington - now firmly central-London prices despite reputational lag. Below-average earnings for inner London (£40,237) reflect the borough's mixed wealth profile. Basket at £2,656.
- Monthly cost
- £2,656/mo
- One-bed rent
- £1,954/mo
- Council tax (Band D)
- £2,060/yr
- Average earnings
- £40,237/yr
See the full cost breakdown for Hackney.
£2,797/month +£797 over £2,000
Old Street, Angel, Upper Street, Highbury, Archway. Combines high rent with the highest council tax in the top 10 at £2,108/year Band D. Basket at £2,797.
- Monthly cost
- £2,797/mo
- One-bed rent
- £2,092/mo
- Council tax (Band D)
- £2,108/yr
- Average earnings
- £47,411/yr
See the full cost breakdown for Islington.
£3,122/month +£1,122 over £2,000
Central London proper: Westminster itself, Mayfair, Marylebone, Soho, Pimlico and parts of Bayswater. One-bed rent of £2,483. Council tax remarkably low at £1,050/year, kept down by Westminster's large commercial tax base. Basket at £3,122.
- Monthly cost
- £3,122/mo
- One-bed rent
- £2,483/mo
- Council tax (Band D)
- £1,050/yr
- Average earnings
- £45,172/yr
See the full cost breakdown for Westminster.
£3,249/month +£1,249 over £2,000
South Kensington, Chelsea's King's Road, Holland Park, southern Notting Hill. Most expensive UK area on the basket by a substantial margin. One-bed rent of £2,572 does the bulk of the work; basket at £3,249.
- Monthly cost
- £3,249/mo
- One-bed rent
- £2,572/mo
- Council tax (Band D)
- £1,667/yr
- Average earnings
- £46,690/yr
See the full cost breakdown for Kensington and Chelsea.
Which regions have areas above £2,000?
Only two regions have any authorities that breach the £2,000 threshold: London and, by a single Oxford-sized exception, the South East. Every other English region and every Scottish and Welsh council area sits under £2,000 for a single person on our basket.
| Region or country | Areas covered | Areas above £2,000 | Cheapest in region |
|---|---|---|---|
| London | 32 | 27 | Hillingdon £1,936 |
| South East | 64 | 1 | Isle of Wight £1,316 |
| Scotland | 32 | none | Dumfries and Galloway £1,001 |
| East Midlands | 35 | none | East Lindsey £1,132 |
| East of England | 45 | none | Great Yarmouth £1,218 |
| Yorkshire and The Humber | 15 | none | North East Lincolnshire £1,078 |
| South West | 26 | none | Torridge £1,232 |
| West Midlands | 30 | none | Stoke-on-Trent £1,136 |
| North West | 35 | none | Burnley £1,108 |
| Wales | 22 | none | Powys £1,099 |
| North East | 12 | none | Hartlepool £1,056 |
What does £2,000 a month actually cover?
Averaged across the 320 qualifying areas, a single-person monthly budget on our basket breaks down roughly as follows. There is meaningful headroom against £2,000 in most qualifying areas, which is what makes the threshold interesting: it's close enough to be a real budget line rather than a stretch, but low enough to exclude almost all of London.
| Cost line | Monthly average | Source |
|---|---|---|
| Rent (one-bed) | £741 | ONS Price Index of Private Rents |
| Council tax (Band D, single-occupier discount) | £148 | MHCLG / Scottish Government / Welsh Government |
| Energy | £137 | Ofgem price cap |
| Water | £54 | Water UK / Discover Water |
| Groceries | £220 | Standard single-person basket |
| Transport | £80 | Public transport estimate |
| Average total across qualifying areas | £1,380 | headroom vs £2,000: £620 |
Use our cost-of-living calculator to build your own estimate for a specific area, or compare two areas side by side.