East of England, England

Cost of living in Colchester

Data last updated: 8 October 2026
Page last reviewed: 8 October 2026
£1,464 estimated monthly cost
Rent £820
Council tax £143
Groceries £220
Transport £80
Energy £144
Water £57

Single: 1-bed home. Couple: 2-bed home. Family: 3-bed home with one child. Estimates use average local rent, Band D council tax, and standard figures for groceries, transport and childcare.

£1,197/mo
Average rent
£31,589/yr
Average earnings
£325,000
Average house price
£2,283/yr
Council tax (Band D)
£201/mo
Est. energy & water

Rent in Colchester

The average monthly rent in Colchester is £1,197.

1 Bed
£820
2 Bed
£1,063
3 Bed
£1,301
4+ Bed
£1,796

Source: ONS Price Index of Private Rents (PIPR)

Earnings in Colchester

The average annual salary for residents of Colchester is £31,589.

Average salary
£31,589
per year
Mean salary (pulled up by top earners)
£38,945
per year

The average salary is the middle value: half of residents earn more and half earn less. The mean salary adds up everyone's pay and divides it by the number of people, so a few very high earners pull it up. We use the middle value as the average throughout this site.

Source: ONS Annual Survey of Hours and Earnings (ASHE)

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Average house prices in Colchester

The average house price in Colchester was £325,000.

Detached
£455,000
Semi-detached
£325,000
Terraced
£270,000
Flat
£175,000

How house prices have changed in Colchester

Average house prices over time, based on quarterly rolling-year averages from Land Registry data.

£0£80k£160k£240k£320k£400k19952000200520102015202020252026

Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year average prices.

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Climate and weather in Colchester

Summer daytime highs in Colchester typically reach 23.1°C in July, dropping to around 7.6°C in January. Colchester is much drier than average for the UK, with rain falling on about 2.1 days a week. It gets around 50% less rainfall than the UK average. The area is sunnier than most of the UK, averaging around 7.0 hours of sunshine per day in summer. Expect frost on around 94 days per year, mostly between November and April.

Month Daytime high Rainfall Rain days Sunshine Frost days
Jan 7.6°C 49mm 11 63h 16
Feb 8.2°C 40mm 9 82h 15
Mar 10.9°C 36mm 8 123h 14
Apr 14.1°C 36mm 8 181h 10
May 17.4°C 45mm 7 213h 4
Jun 20.5°C 48mm 8 213h 1
Jul 23.1°C 45mm 8 220h 0
Aug 22.9°C 55mm 9 207h 0
Sep 19.7°C 47mm 8 158h 1
Oct 15.3°C 61mm 10 116h 5
Nov 10.9°C 60mm 11 73h 11
Dec 8.0°C 57mm 11 60h 15

Swipe sideways to see every column

How this is calculated

Climate data is based on Met Office 30-year averages (1991-2020), calculated from 16 observation grid points covering the Colchester local authority area.

Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.

Council tax in Colchester

Band D council tax in Colchester is £2,283 per year.

Band A
£1,522
Band B
£1,776
Band C
£2,029
Band D Benchmark
£2,283
Band E
£2,790
Band F
£3,297
Band G
£3,805
Band H
£4,566

Source: MHCLG / Scottish Government / Welsh Government

Energy costs in Colchester

A typical household in Colchester pays approximately £1,723/year (£144/month) for gas and electricity.

Annual
£1,723
per year
Monthly
£144
per month

Energy region: Eastern

This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.

Source: Ofgem Energy Price Cap, Q4 2026

Water costs in Colchester

The average annual water and sewerage bill for Anglian Water customers is £684/year (£57/month).

Annual
£684
per year
Monthly
£57
per month

Water company: Anglian Water

Water bills vary based on whether you have a meter and your household's water usage. This figure is the company average for unmetered customers.

Source: Water UK / Discover Water, 2026-27

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Broadband in Colchester

Colchester has 62.6% full fibre coverage and 83.3% gigabit-capable coverage across residential premises.

Gigabit-capable
83.3%
of premises
Full fibre (FTTP)
62.6%
of premises
Superfast (30+ Mbit/s)
97.7%
of premises
No decent broadband
0.1%
of premises

Full fibre take-up: 36% of premises with full fibre available have taken it up.

"Gigabit-capable" means a connection of 1 Gbit/s or faster is available at the premises (full fibre or upgraded cable). "Full fibre" is fibre-to-the-premises specifically. "No decent broadband" counts premises below the 10 Mbit/s down / 1 Mbit/s up Universal Service Obligation.

See all UK areas ranked by broadband coverage →

Source: Ofcom Connected Nations 2025, July 2025

Schools in Colchester

Colchester has 557 schools, with 88.6% rated Good or Outstanding by Ofsted.

Outstanding
22
schools (8.9%)
Good
196
schools (79.7%)
Requires Improvement
23
schools (9.3%)
Inadequate
5
schools (2.0%)

444 primary schools, 81 secondary schools, 32 special / nursery / alternative provision. Approximately 223,209 pupils across all schools.

5 schools have been inspected under Ofsted's renewed framework (November 2025 onwards) and are not included in the percentage above.

Ofsted grades reflect the school's most recent inspection: Outstanding means the school is exceptional across the evaluation areas, Good means it is effective, Requires Improvement means it is not yet good enough, and Inadequate means serious concerns were found.

See all areas ranked by school ratings →

Source: Ofsted, most recent inspections as at March 2026. England only; Scotland (Education Scotland) and Wales (Estyn) use separate frameworks.

Crime in Colchester

There were 822 recorded crimes per 10,000 people in Colchester, which is below the England and Wales average of 837. Colchester ranks #196 out of 303 areas for lowest crime rate.

Violence & sexual offences
395 /10k
(7,954 offences)
Burglary
28 /10k
(569 offences)
Theft
217 /10k
(4,358 offences)
Criminal damage
66 /10k
(1,324 offences)
Drug offences
27 /10k
(543 offences)
Public order
63 /10k
(1,277 offences)
Other
25 /10k
(509 offences)

Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.

Source: Home Office police recorded crime, Year ending March 2026

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