North West, England

Cost of living in Wirral

Data last updated: 8 October 2026
Page last reviewed: 8 October 2026

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£1,224 estimated monthly cost
Rent £572
Council tax £156
Groceries £220
Transport £80
Energy £144
Water £52

Single: 1-bed home. Couple: 2-bed home. Family: 3-bed home with one child. Estimates use average local rent, Band D council tax, and standard figures for groceries, transport and childcare.

£859/mo
Average rent
£32,959/yr
Average earnings
£220,000
Average house price
£2,501/yr
Council tax (Band D)
£196/mo
Est. energy & water

Rent in Wirral

The average monthly rent in Wirral is £859.

1 Bed
£572
2 Bed
£740
3 Bed
£905
4+ Bed
£1,250

Source: ONS Price Index of Private Rents (PIPR)

Earnings in Wirral

The average annual salary for residents of Wirral is £32,959.

Average salary
£32,959
per year
Mean salary (pulled up by top earners)
£37,206
per year

The average salary is the middle value: half of residents earn more and half earn less. The mean salary adds up everyone's pay and divides it by the number of people, so a few very high earners pull it up. We use the middle value as the average throughout this site.

Source: ONS Annual Survey of Hours and Earnings (ASHE)

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Average house prices in Wirral

The average house price in Wirral was £220,000.

Detached
£400,000
Semi-detached
£240,000
Terraced
£159,000
Flat
£135,000

How house prices have changed in Wirral

Average house prices over time, based on quarterly rolling-year averages from Land Registry data.

£0£60k£120k£180k£240k£300k19952000200520102015202020252026

Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year average prices.

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Climate and weather in Wirral

Summer daytime highs in Wirral typically reach 20.4°C in July, dropping to around 7.8°C in January. Wirral is much drier than average for the UK, with rain falling on about 2.8 days a week. It gets around 33% less rainfall than the UK average. The area gets a typical amount of sunshine for the UK, averaging around 6.1 hours per day in summer. Expect frost on around 62 days per year, mostly between November and April.

Month Daytime high Rainfall Rain days Sunshine Frost days
Jan 7.8°C 63mm 14 56h 12
Feb 8.2°C 50mm 11 80h 11
Mar 10.4°C 48mm 11 121h 10
Apr 13.0°C 51mm 11 166h 6
May 16.2°C 53mm 10 203h 2
Jun 18.7°C 63mm 11 192h 0
Jul 20.4°C 67mm 12 197h 0
Aug 20.0°C 70mm 13 168h 0
Sep 17.8°C 73mm 12 133h 0
Oct 14.2°C 83mm 14 96h 2
Nov 10.6°C 78mm 15 64h 6
Dec 8.2°C 81mm 16 47h 12

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How this is calculated

Climate data is based on Met Office 30-year averages (1991-2020), calculated from 6 observation grid points covering the Wirral local authority area.

Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.

Council tax in Wirral

Band D council tax in Wirral is £2,501 per year.

Band A
£1,667
Band B
£1,945
Band C
£2,223
Band D Benchmark
£2,501
Band E
£3,056
Band F
£3,612
Band G
£4,168
Band H
£5,001

Source: MHCLG / Scottish Government / Welsh Government

Energy costs in Wirral

A typical household in Wirral pays approximately £1,723/year (£144/month) for gas and electricity.

Annual
£1,723
per year
Monthly
£144
per month

Energy region: North West

This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.

Source: Ofgem Energy Price Cap, Q4 2026

Water costs in Wirral

The average annual water and sewerage bill for United Utilities customers is £627/year (£52/month).

Annual
£627
per year
Monthly
£52
per month

Water company: United Utilities

Water bills vary based on whether you have a meter and your household's water usage. This figure is the company average for unmetered customers.

Source: Water UK / Discover Water, 2026-27

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Broadband in Wirral

Wirral has 93.4% full fibre coverage and 96.3% gigabit-capable coverage across residential premises.

Gigabit-capable
96.3%
of premises
Full fibre (FTTP)
93.4%
of premises
Superfast (30+ Mbit/s)
99.6%
of premises
No decent broadband
0%
of premises

Full fibre take-up: 53% of premises with full fibre available have taken it up.

"Gigabit-capable" means a connection of 1 Gbit/s or faster is available at the premises (full fibre or upgraded cable). "Full fibre" is fibre-to-the-premises specifically. "No decent broadband" counts premises below the 10 Mbit/s down / 1 Mbit/s up Universal Service Obligation.

See all UK areas ranked by broadband coverage →

Source: Ofcom Connected Nations 2025, July 2025

Schools in Wirral

Wirral has 125 schools, with 77.8% rated Good or Outstanding by Ofsted.

Outstanding
7
schools (11.1%)
Good
42
schools (66.7%)
Requires Improvement
12
schools (19.0%)
Inadequate
2
schools (3.2%)

90 primary schools, 20 secondary schools, 15 special / nursery / alternative provision. Approximately 50,212 pupils across all schools.

4 schools have been inspected under Ofsted's renewed framework (November 2025 onwards) and are not included in the percentage above.

Ofsted grades reflect the school's most recent inspection: Outstanding means the school is exceptional across the evaluation areas, Good means it is effective, Requires Improvement means it is not yet good enough, and Inadequate means serious concerns were found.

See all areas ranked by school ratings →

Source: Ofsted, most recent inspections as at March 2026. England only; Scotland (Education Scotland) and Wales (Estyn) use separate frameworks.

Crime in Wirral

There were 709 recorded crimes per 10,000 people in Wirral, which is below the England and Wales average of 837. Wirral ranks #155 out of 303 areas for lowest crime rate.

Violence & sexual offences
334 /10k
(11,013 offences)
Burglary
22 /10k
(722 offences)
Theft
121 /10k
(3,989 offences)
Criminal damage
73 /10k
(2,408 offences)
Drug offences
49 /10k
(1,612 offences)
Public order
84 /10k
(2,756 offences)
Other
27 /10k
(878 offences)

Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.

Source: Home Office police recorded crime, Year ending March 2026

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