North West, England

Cost of living in Cumberland

Data last updated: 8 October 2026
Page last reviewed: 8 October 2026
£1,161 estimated monthly cost
Rent £508
Council tax £157
Groceries £220
Transport £80
Energy £144
Water £52

Single: 1-bed home. Couple: 2-bed home. Family: 3-bed home with one child. Estimates use average local rent, Band D council tax, and standard figures for groceries, transport and childcare.

£681/mo
Average rent
£33,840/yr
Average earnings
£175,000
Average house price
£2,511/yr
Council tax (Band D)
£196/mo
Est. energy & water

Rent in Cumberland

The average monthly rent in Cumberland is £681.

1 Bed
£508
2 Bed
£643
3 Bed
£785
4+ Bed
£1,093

Source: ONS Price Index of Private Rents (PIPR)

Earnings in Cumberland

The average annual salary for residents of Cumberland is £33,840.

Average salary
£33,840
per year
Mean salary (pulled up by top earners)
£38,801
per year

The average salary is the middle value: half of residents earn more and half earn less. The mean salary adds up everyone's pay and divides it by the number of people, so a few very high earners pull it up. We use the middle value as the average throughout this site.

Source: ONS Annual Survey of Hours and Earnings (ASHE)

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Average house prices in Cumberland

The average house price in Cumberland was £175,000.

Detached
£300,000
Semi-detached
£175,000
Terraced
£125,000
Flat
£100,000

How house prices have changed in Cumberland

Average house prices over time, based on quarterly rolling-year averages from Land Registry data.

£0£50k£100k£150k£200k£250k19952000200520102015202020252026

Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year average prices.

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Climate and weather in Cumberland

Summer daytime highs in Cumberland typically reach 18.5°C in July, dropping to around 6.1°C in January. Cumberland is much wetter than average for the UK, with rain falling on about 3.3 days a week. It gets around 25% more rainfall than the UK average. The area gets a typical amount of sunshine for the UK, averaging around 5.4 hours per day in summer. Expect frost on around 103 days per year, mostly between October and May.

Month Daytime high Rainfall Rain days Sunshine Frost days
Jan 6.1°C 144mm 16 44h 17
Feb 6.7°C 119mm 14 70h 16
Mar 8.5°C 105mm 14 103h 15
Apr 11.3°C 78mm 12 154h 11
May 14.6°C 83mm 12 198h 6
Jun 16.9°C 95mm 12 170h 1
Jul 18.5°C 112mm 14 168h 0
Aug 18.2°C 127mm 15 155h 1
Sep 16.0°C 122mm 14 122h 2
Oct 12.5°C 156mm 17 87h 7
Nov 9.0°C 155mm 17 56h 12
Dec 6.6°C 161mm 17 40h 16

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How this is calculated

Climate data is based on Met Office 30-year averages (1991-2020), calculated from 121 observation grid points covering the Cumberland local authority area.

Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.

Council tax in Cumberland

Band D council tax in Cumberland is £2,511 per year.

Band A
£1,674
Band B
£1,953
Band C
£2,232
Band D Benchmark
£2,511
Band E
£3,069
Band F
£3,627
Band G
£4,186
Band H
£5,023

Source: MHCLG / Scottish Government / Welsh Government

Energy costs in Cumberland

A typical household in Cumberland pays approximately £1,723/year (£144/month) for gas and electricity.

Annual
£1,723
per year
Monthly
£144
per month

Energy region: North West

This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.

Source: Ofgem Energy Price Cap, Q4 2026

Water costs in Cumberland

The average annual water and sewerage bill for United Utilities customers is £627/year (£52/month).

Annual
£627
per year
Monthly
£52
per month

Water company: United Utilities

Water bills vary based on whether you have a meter and your household's water usage. This figure is the company average for unmetered customers.

Source: Water UK / Discover Water, 2026-27

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Broadband in Cumberland

Cumberland has 73.1% full fibre coverage and 74.7% gigabit-capable coverage across residential premises.

Gigabit-capable
74.7%
of premises
Full fibre (FTTP)
73.1%
of premises
Superfast (30+ Mbit/s)
96.7%
of premises
No decent broadband
0.3%
of premises

Full fibre take-up: 36% of premises with full fibre available have taken it up.

"Gigabit-capable" means a connection of 1 Gbit/s or faster is available at the premises (full fibre or upgraded cable). "Full fibre" is fibre-to-the-premises specifically. "No decent broadband" counts premises below the 10 Mbit/s down / 1 Mbit/s up Universal Service Obligation.

See all UK areas ranked by broadband coverage →

Source: Ofcom Connected Nations 2025, July 2025

Schools in Cumberland

Cumberland has 172 schools, with 88.9% rated Good or Outstanding by Ofsted.

Outstanding
3
schools (4.2%)
Good
61
schools (84.7%)
Requires Improvement
7
schools (9.7%)
Inadequate
1
schools (1.4%)

145 primary schools, 19 secondary schools, 8 special / nursery / alternative provision. Approximately 39,567 pupils across all schools.

2 schools have been inspected under Ofsted's renewed framework (November 2025 onwards) and are not included in the percentage above.

Ofsted grades reflect the school's most recent inspection: Outstanding means the school is exceptional across the evaluation areas, Good means it is effective, Requires Improvement means it is not yet good enough, and Inadequate means serious concerns were found.

See all areas ranked by school ratings →

Source: Ofsted, most recent inspections as at March 2026. England only; Scotland (Education Scotland) and Wales (Estyn) use separate frameworks.

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Frequently asked questions about Cumberland