Scotland

Cost of living in North Ayrshire

Data last updated: 14 May 2026

Page last reviewed: 14 May 2026

£663/mo
Average rent
£34,689/yr
Average earnings
£1,686/yr
Council tax (Band D)
£177/mo
Est. energy & water

Rent in North Ayrshire

The average monthly rent in North Ayrshire is £663.

  • 1 Bed
    £474 /mo
  • 2 Bed
    £615 /mo
  • 3 Bed
    £804 /mo
  • 4+ Bed
    £1,320 /mo

Source: ONS Price Index of Private Rents (PIPR)

Scottish rent figures are based on Broad Rental Market Area (BRMA) averages from the Scottish Government Private Sector Rent Statistics and ONS PIPR, not directly at council level. Councils within the same BRMA share the same headline figure.

Earnings in North Ayrshire

The average annual salary for residents of North Ayrshire is £34,689.

Median
£34,689
per year
Mean
£36,685
per year

We use the median (middle value) as the average throughout this site. This is more representative than the mean, which can be skewed by extremely high or low values.

Source: ONS Annual Survey of Hours and Earnings (ASHE)

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Average house prices in North Ayrshire

House price data is not currently available for North Ayrshire.

Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year median prices.

Council tax in North Ayrshire

Band D council tax in North Ayrshire is £1,686 per year.

  • Band A
    £1,124
  • Band B
    £1,311
  • Band C
    £1,499
  • Band D
    Benchmark
    £1,686
  • Band E
    £2,215
  • Band F
    £2,739
  • Band G
    £3,301
  • Band H
    £4,130

Source: MHCLG / Scottish Government / Welsh Government

Energy costs in North Ayrshire

A typical household in North Ayrshire pays approximately £1,641/year (£137/month) for gas and electricity.

Annual
£1,641
per year
Monthly
£137
per month

Energy region: South Scotland

This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.

Source: Ofgem Energy Price Cap, Q2 2026

Water costs in North Ayrshire

The average annual water and sewerage bill for Scottish Water customers is £480/year (£40/month).

Annual
£480
per year
Monthly
£40
per month

Water company: Scottish Water

Water bills vary based on whether you have a meter and your household's water usage. This figure is the company average for unmetered customers.

Source: Water UK / Discover Water, 2026-27

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Crime in North Ayrshire

There were 569 recorded crimes per 10,000 people in North Ayrshire, which is below the national average of 813.2. North Ayrshire ranks #96 out of 303 areas for lowest crime rate.

Violence & sexual offences
168/10k
(2,242 offences)
Burglary
11/10k
(142 offences)
Theft
173/10k
(2,313 offences)
Criminal damage
75/10k
(1,003 offences)
Drug offences
52/10k
(699 offences)
Public order
0/10k
(0 offences)
Other
90/10k
(1,199 offences)

Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.

Source: Home Office police recorded crime, 2024-25

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Frequently asked questions about North Ayrshire

Data on this page is sourced from: ONS Price Index of Private Rents (PIPR), Scottish Government Private Sector Rent Statistics, ONS Annual Survey of Hours and Earnings, ONS / HM Land Registry House Price Statistics, MHCLG / Scottish Government / Welsh Government council tax data, Ofgem Energy Price Cap, and Water UK / Discover Water. All official data is published under the Open Government Licence.