North West, England

Cost of living in Liverpool

Data last updated: 8 October 2026
Page last reviewed: 8 October 2026

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£1,349 estimated monthly cost
Rent £686
Council tax £167
Groceries £220
Transport £80
Energy £144
Water £52

Single: 1-bed home. Couple: 2-bed home. Family: 3-bed home with one child. Estimates use average local rent, Band D council tax, and standard figures for groceries, transport and childcare.

£913/mo
Average rent
£30,947/yr
Average earnings
£185,000
Average house price
£2,674/yr
Council tax (Band D)
£196/mo
Est. energy & water

Rent in Liverpool

The average monthly rent in Liverpool is £913.

1 Bed
£686
2 Bed
£837
3 Bed
£963
4+ Bed
£1,293

Source: ONS Price Index of Private Rents (PIPR)

Earnings in Liverpool

The average annual salary for residents of Liverpool is £30,947.

Average salary
£30,947
per year
Mean salary (pulled up by top earners)
£34,678
per year

The average salary is the middle value: half of residents earn more and half earn less. The mean salary adds up everyone's pay and divides it by the number of people, so a few very high earners pull it up. We use the middle value as the average throughout this site.

Source: ONS Annual Survey of Hours and Earnings (ASHE)

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Average house prices in Liverpool

The average house price in Liverpool was £185,000.

Detached
£376,000
Semi-detached
£240,000
Terraced
£160,000
Flat
£150,000

How house prices have changed in Liverpool

Average house prices over time, based on quarterly rolling-year averages from Land Registry data.

£0£50k£100k£150k£200k£250k19952000200520102015202020252026

Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year average prices.

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Climate and weather in Liverpool

Summer daytime highs in Liverpool typically reach 20.7°C in July, dropping to around 7.7°C in January. Liverpool is drier than average for the UK, with rain falling on about 2.9 days a week. It gets around 24% less rainfall than the UK average. The area gets a typical amount of sunshine for the UK, averaging around 5.9 hours per day in summer. Expect frost on around 64 days per year, mostly between November and April.

Month Daytime high Rainfall Rain days Sunshine Frost days
Jan 7.7°C 76mm 14 53h 13
Feb 8.2°C 62mm 12 76h 12
Mar 10.4°C 55mm 11 116h 10
Apr 13.2°C 57mm 11 162h 6
May 16.5°C 59mm 10 197h 2
Jun 19.0°C 68mm 11 185h 0
Jul 20.7°C 80mm 12 190h 0
Aug 20.3°C 80mm 13 165h 0
Sep 18.0°C 82mm 12 130h 0
Oct 14.3°C 92mm 14 93h 2
Nov 10.5°C 88mm 16 62h 6
Dec 8.1°C 90mm 16 46h 13

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How this is calculated

Climate data is based on Met Office 30-year averages (1991-2020), calculated from 5 observation grid points covering the Liverpool local authority area.

Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.

Council tax in Liverpool

Band D council tax in Liverpool is £2,674 per year.

Band A
£1,782
Band B
£2,079
Band C
£2,377
Band D Benchmark
£2,674
Band E
£3,268
Band F
£3,862
Band G
£4,456
Band H
£5,347

Source: MHCLG / Scottish Government / Welsh Government

Energy costs in Liverpool

A typical household in Liverpool pays approximately £1,723/year (£144/month) for gas and electricity.

Annual
£1,723
per year
Monthly
£144
per month

Energy region: North West

This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.

Source: Ofgem Energy Price Cap, Q4 2026

Water costs in Liverpool

The average annual water and sewerage bill for United Utilities customers is £627/year (£52/month).

Annual
£627
per year
Monthly
£52
per month

Water company: United Utilities

Water bills vary based on whether you have a meter and your household's water usage. This figure is the company average for unmetered customers.

Source: Water UK / Discover Water, 2026-27

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Broadband in Liverpool

Liverpool has 86.2% full fibre coverage and 91.4% gigabit-capable coverage across residential premises.

Gigabit-capable
91.4%
of premises
Full fibre (FTTP)
86.2%
of premises
Superfast (30+ Mbit/s)
96.5%
of premises
No decent broadband
0%
of premises

Full fibre take-up: 41% of premises with full fibre available have taken it up.

"Gigabit-capable" means a connection of 1 Gbit/s or faster is available at the premises (full fibre or upgraded cable). "Full fibre" is fibre-to-the-premises specifically. "No decent broadband" counts premises below the 10 Mbit/s down / 1 Mbit/s up Universal Service Obligation.

See all UK areas ranked by broadband coverage →

Source: Ofcom Connected Nations 2025, July 2025

Schools in Liverpool

Liverpool has 171 schools, with 78.4% rated Good or Outstanding by Ofsted.

Outstanding
9
schools (12.2%)
Good
49
schools (66.2%)
Requires Improvement
14
schools (18.9%)
Inadequate
2
schools (2.7%)

115 primary schools, 33 secondary schools, 23 special / nursery / alternative provision. Approximately 77,691 pupils across all schools.

4 schools have been inspected under Ofsted's renewed framework (November 2025 onwards) and are not included in the percentage above.

Ofsted grades reflect the school's most recent inspection: Outstanding means the school is exceptional across the evaluation areas, Good means it is effective, Requires Improvement means it is not yet good enough, and Inadequate means serious concerns were found.

See all areas ranked by school ratings →

Source: Ofsted, most recent inspections as at March 2026. England only; Scotland (Education Scotland) and Wales (Estyn) use separate frameworks.

Crime in Liverpool

There were 1,243 recorded crimes per 10,000 people in Liverpool, which is above the England and Wales average of 837. Liverpool ranks #292 out of 303 areas for lowest crime rate.

Violence & sexual offences
499 /10k
(25,322 offences)
Burglary
37 /10k
(1,860 offences)
Theft
273 /10k
(13,853 offences)
Criminal damage
103 /10k
(5,248 offences)
Drug offences
154 /10k
(7,818 offences)
Public order
133 /10k
(6,762 offences)
Other
45 /10k
(2,293 offences)

Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.

Source: Home Office police recorded crime, Year ending March 2026

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