Cost of living in Chelmsford
Single: 1-bed home. Couple: 2-bed home. Family: 3-bed home with one child. Estimates use average local rent, Band D council tax, and standard figures for groceries, transport and childcare.
Rent in Chelmsford
The average monthly rent in Chelmsford is £1,439.
Source: ONS Price Index of Private Rents (PIPR)
Earnings in Chelmsford
The average annual salary for residents of Chelmsford is £35,791.
The average salary is the middle value: half of residents earn more and half earn less. The mean salary adds up everyone's pay and divides it by the number of people, so a few very high earners pull it up. We use the middle value as the average throughout this site.
Source: ONS Annual Survey of Hours and Earnings (ASHE)
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Average house prices in Chelmsford
The average house price in Chelmsford was £402,500.
How house prices have changed in Chelmsford
Average house prices over time, based on quarterly rolling-year averages from Land Registry data.
Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year average prices.
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Climate and weather in Chelmsford
Summer daytime highs in Chelmsford typically reach 22.9°C in July, dropping to around 7.6°C in January. Chelmsford is much drier than average for the UK, with rain falling on about 2.1 days a week. It gets around 49% less rainfall than the UK average. The area is sunnier than most of the UK, averaging around 6.9 hours of sunshine per day in summer. Expect frost on around 98 days per year, mostly between October and April.
| Month | Daytime high | Rainfall | Rain days | Sunshine | Frost days |
|---|---|---|---|---|---|
| Jan | 7.6°C | 53mm | 11 | 61h | 16 |
| Feb | 8.1°C | 42mm | 9 | 79h | 15 |
| Mar | 10.8°C | 36mm | 8 | 121h | 14 |
| Apr | 14.0°C | 40mm | 8 | 175h | 12 |
| May | 17.2°C | 46mm | 8 | 209h | 5 |
| Jun | 20.3°C | 49mm | 8 | 210h | 1 |
| Jul | 22.9°C | 47mm | 8 | 218h | 0 |
| Aug | 22.6°C | 52mm | 9 | 204h | 0 |
| Sep | 19.4°C | 48mm | 8 | 155h | 1 |
| Oct | 15.1°C | 64mm | 11 | 113h | 6 |
| Nov | 10.7°C | 62mm | 11 | 71h | 11 |
| Dec | 8.0°C | 57mm | 11 | 56h | 15 |
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How this is calculated
Climate data is based on Met Office 30-year averages (1991-2020), calculated from 16 observation grid points covering the Chelmsford local authority area.
Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.
Council tax in Chelmsford
Band D council tax in Chelmsford is £2,300 per year.
Source: MHCLG / Scottish Government / Welsh Government
Energy costs in Chelmsford
A typical household in Chelmsford pays approximately £1,723/year (£144/month) for gas and electricity.
Energy region: Eastern
This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.
Source: Ofgem Energy Price Cap, Q4 2026
Water costs in Chelmsford
The average annual water and sewerage bill for Anglian Water customers is £684/year (£57/month).
Water company: Anglian Water
Water bills vary based on whether you have a meter and your household's water usage. This figure is the company average for unmetered customers.
Source: Water UK / Discover Water, 2026-27
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Broadband in Chelmsford
Chelmsford has 79.4% full fibre coverage and 86.8% gigabit-capable coverage across residential premises.
Full fibre take-up: 48% of premises with full fibre available have taken it up.
"Gigabit-capable" means a connection of 1 Gbit/s or faster is available at the premises (full fibre or upgraded cable). "Full fibre" is fibre-to-the-premises specifically. "No decent broadband" counts premises below the 10 Mbit/s down / 1 Mbit/s up Universal Service Obligation.
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Source: Ofcom Connected Nations 2025, July 2025
Schools in Chelmsford
Chelmsford has 557 schools, with 88.6% rated Good or Outstanding by Ofsted.
444 primary schools, 81 secondary schools, 32 special / nursery / alternative provision. Approximately 223,209 pupils across all schools.
5 schools have been inspected under Ofsted's renewed framework (November 2025 onwards) and are not included in the percentage above.
Ofsted grades reflect the school's most recent inspection: Outstanding means the school is exceptional across the evaluation areas, Good means it is effective, Requires Improvement means it is not yet good enough, and Inadequate means serious concerns were found.
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Source: Ofsted, most recent inspections as at March 2026. England only; Scotland (Education Scotland) and Wales (Estyn) use separate frameworks.
Crime in Chelmsford
There were 698 recorded crimes per 10,000 people in Chelmsford, which is below the England and Wales average of 837. Chelmsford ranks #148 out of 303 areas for lowest crime rate.
Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.
Source: Home Office police recorded crime, Year ending March 2026
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