Scotland

Cost of living in Inverclyde

Data last updated: 8 October 2026
Page last reviewed: 8 October 2026
£1,101 estimated monthly cost
Rent £511
Council tax £105
Groceries £220
Transport £80
Energy £144
Water £41

Single: 1-bed home. Couple: 2-bed home. Family: 3-bed home with one child. Estimates use average local rent, Band D council tax, and standard figures for groceries, transport and childcare.

£800/mo
Average rent
£29,020/yr
Average earnings
£1,674/yr
Council tax (Band D)
£198/mo
Est. energy & water

Rent in Inverclyde

The average monthly rent in Inverclyde is £800.

1 Bed
£511
2 Bed
£673
3 Bed
£867
4+ Bed
£1,527

Source: ONS Price Index of Private Rents (PIPR)

Scottish rent figures are based on Broad Rental Market Area (BRMA) averages from the Scottish Government Private Sector Rent Statistics and ONS PIPR, not directly at council level. Councils within the same BRMA share the same headline figure.

Earnings in Inverclyde

The average annual salary for residents of Inverclyde is £29,020.

Average salary
£29,020
per year
Mean salary (pulled up by top earners)
£31,226
per year

The average salary is the middle value: half of residents earn more and half earn less. The mean salary adds up everyone's pay and divides it by the number of people, so a few very high earners pull it up. We use the middle value as the average throughout this site.

Source: ONS Annual Survey of Hours and Earnings (ASHE)

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Average house prices in Inverclyde

House price data is not currently available for Inverclyde.

Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year average prices.

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Climate and weather in Inverclyde

Summer daytime highs in Inverclyde typically reach 17.9°C in July, dropping to around 6.1°C in January. Inverclyde is much wetter than average for the UK, with rain falling on about 3.9 days a week. It gets around 72% more rainfall than the UK average. The area gets a typical amount of sunshine for the UK, averaging around 5.0 hours per day in summer. Expect frost on around 87 days per year, mostly between November and April.

Month Daytime high Rainfall Rain days Sunshine Frost days
Jan 6.1°C 234mm 20 39h 15
Feb 6.3°C 189mm 17 67h 14
Mar 8.0°C 166mm 17 101h 13
Apr 10.9°C 112mm 15 145h 9
May 14.1°C 104mm 14 193h 4
Jun 16.4°C 108mm 14 158h 1
Jul 17.9°C 128mm 15 154h 0
Aug 17.5°C 147mm 16 147h 0
Sep 15.1°C 152mm 16 116h 1
Oct 11.6°C 215mm 19 84h 5
Nov 8.4°C 208mm 20 52h 10
Dec 6.4°C 231mm 19 34h 14

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How this is calculated

Climate data is based on Met Office 30-year averages (1991-2020), calculated from 5 observation grid points covering the Inverclyde local authority area.

Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.

Council tax in Inverclyde

Band D council tax in Inverclyde is £1,674 per year.

Band A
£1,116
Band B
£1,302
Band C
£1,488
Band D Benchmark
£1,674
Band E
£2,199
Band F
£2,720
Band G
£3,278
Band H
£4,101

Source: MHCLG / Scottish Government / Welsh Government

Energy costs in Inverclyde

A typical household in Inverclyde pays approximately £1,723/year (£144/month) for gas and electricity.

Annual
£1,723
per year
Monthly
£144
per month

Energy region: South Scotland

This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.

Source: Ofgem Energy Price Cap, Q4 2026

Water costs in Inverclyde

The combined water and waste water charge from Scottish Water for a Band D home is £652/year (£54/month).

Annual
£652
per year
Monthly
£54
per month

Water company: Scottish Water

In Scotland, water and waste water charges follow the council tax band and are billed with council tax. A lower band pays less and a higher band pays more. A home with one adult gets 25% off, as with council tax: £489 a year (£41 a month). Our single-person monthly cost uses that figure.

Source: Scottish Water 2026-27 charges for a Band D home (water £301.95 and waste water £350.37 a year, billed with council tax)

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Broadband in Inverclyde

Inverclyde has 49.6% full fibre coverage and 80.8% gigabit-capable coverage across residential premises.

Gigabit-capable
80.8%
of premises
Full fibre (FTTP)
49.6%
of premises
Superfast (30+ Mbit/s)
98.7%
of premises
No decent broadband
0%
of premises

Full fibre take-up: 28% of premises with full fibre available have taken it up.

"Gigabit-capable" means a connection of 1 Gbit/s or faster is available at the premises (full fibre or upgraded cable). "Full fibre" is fibre-to-the-premises specifically. "No decent broadband" counts premises below the 10 Mbit/s down / 1 Mbit/s up Universal Service Obligation.

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Source: Ofcom Connected Nations 2025, July 2025

Crime in Inverclyde

There were 594 recorded crimes per 10,000 people in Inverclyde, which is above the Scotland average of 569. Inverclyde ranks #107 out of 303 areas for lowest crime rate.

Violence & sexual offences
131 /10k
(1,031 offences)
Burglary
14 /10k
(113 offences)
Theft
220 /10k
(1,738 offences)
Criminal damage
52 /10k
(414 offences)
Drug offences
75 /10k
(588 offences)
Public order
0 /10k
(0 offences)
Other
102 /10k
(805 offences)

Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.

Source: Home Office police recorded crime, 2025-26

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