Cost of living in Moray
Data last updated: 14 May 2026
Page last reviewed: 14 May 2026
Rent in Moray
The average monthly rent in Moray is £860.
- 1 Bed£603 /mo
- 2 Bed£780 /mo
- 3 Bed£973 /mo
- 4+ Bed£1,594 /mo
Source: ONS Price Index of Private Rents (PIPR)
Scottish rent figures are based on Broad Rental Market Area (BRMA) averages from the Scottish Government Private Sector Rent Statistics and ONS PIPR, not directly at council level. Councils within the same BRMA share the same headline figure.
Earnings in Moray
The average annual salary for residents of Moray is £26,943.
We use the median (middle value) as the average throughout this site. This is more representative than the mean, which can be skewed by extremely high or low values.
Source: ONS Annual Survey of Hours and Earnings (ASHE)
Got a job offer in Moray?
Use our salary calculator to see your take home pay and how it compares to the local average.
Average house prices in Moray
Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year median prices.
Climate and weather in Moray
Summer daytime highs in Moray typically reach 17.7°C in July, dropping to around 5.2°C in January. Moray is drier than average for the UK, with rain falling on about 3.2 days a week. It gets around 14% less rainfall than the UK average. The area gets a typical amount of sunshine for the UK, averaging around 4.6 hours per day in summer. Expect frost on around 133 days per year, mostly between October and May.
| Month | Daytime high | Rainfall | Rain days | Sunshine | Frost days |
|---|---|---|---|---|---|
| Jan | 5.2°C | 84mm | 15 | 46h | 22 |
| Feb | 5.8°C | 68mm | 13 | 74h | 20 |
| Mar | 7.6°C | 63mm | 13 | 109h | 18 |
| Apr | 10.3°C | 67mm | 12 | 141h | 13 |
| May | 13.3°C | 67mm | 13 | 183h | 8 |
| Jun | 15.6°C | 83mm | 14 | 145h | 2 |
| Jul | 17.7°C | 82mm | 14 | 144h | 1 |
| Aug | 17.2°C | 94mm | 14 | 137h | 1 |
| Sep | 15.0°C | 86mm | 13 | 113h | 3 |
| Oct | 11.3°C | 112mm | 16 | 83h | 8 |
| Nov | 7.7°C | 97mm | 15 | 56h | 15 |
| Dec | 5.4°C | 88mm | 15 | 36h | 22 |
How this is calculated
Climate data is based on Met Office 30-year averages (1991-2020), calculated from 93 observation grid points covering the Moray local authority area.
Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.
Council tax in Moray
Band D council tax in Moray is £1,731 per year.
- Band A£1,154
- Band B£1,346
- Band C£1,539
- Band DBenchmark£1,731
- Band E£2,275
- Band F£2,813
- Band G£3,390
- Band H£4,241
Source: MHCLG / Scottish Government / Welsh Government
Energy costs in Moray
A typical household in Moray pays approximately £1,641/year (£137/month) for gas and electricity.
Energy region: North Scotland
This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.
Source: Ofgem Energy Price Cap, Q2 2026
Water costs in Moray
The average annual water and sewerage bill for Scottish Water customers is £480/year (£40/month).
Water company: Scottish Water
Water bills vary based on whether you have a meter and your household's water usage. This figure is the company average for unmetered customers.
Source: Water UK / Discover Water, 2026-27
Want a personalised estimate?
Adjust for your household size, housing type and transport to get a monthly cost tailored to you.
Crime in Moray
There were 418 recorded crimes per 10,000 people in Moray, which is below the national average of 813.2. Moray ranks #24 out of 303 areas for lowest crime rate.
Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.
Source: Home Office police recorded crime, 2024-25
Compare Moray with another area
Nearby areas
Explore the cost of living in areas close to Moray.
Frequently asked questions about Moray
Data on this page is sourced from: ONS Price Index of Private Rents (PIPR), Scottish Government Private Sector Rent Statistics, ONS Annual Survey of Hours and Earnings, ONS / HM Land Registry House Price Statistics, MHCLG / Scottish Government / Welsh Government council tax data, Ofgem Energy Price Cap, and Water UK / Discover Water. All official data is published under the Open Government Licence.