Scotland

Cost of living in Stirling

Data last updated: 8 October 2026
Page last reviewed: 8 October 2026

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£1,198 estimated monthly cost
Rent £603
Council tax £110
Groceries £220
Transport £80
Energy £144
Water £41

Single: 1-bed home. Couple: 2-bed home. Family: 3-bed home with one child. Estimates use average local rent, Band D council tax, and standard figures for groceries, transport and childcare.

£892/mo
Average rent
£33,832/yr
Average earnings
£1,753/yr
Council tax (Band D)
£198/mo
Est. energy & water

Rent in Stirling

The average monthly rent in Stirling is £892.

1 Bed
£603
2 Bed
£822
3 Bed
£1,076
4+ Bed
£1,772

Source: ONS Price Index of Private Rents (PIPR)

Scottish rent figures are based on Broad Rental Market Area (BRMA) averages from the Scottish Government Private Sector Rent Statistics and ONS PIPR, not directly at council level. Councils within the same BRMA share the same headline figure.

Earnings in Stirling

The average annual salary for residents of Stirling is £33,832.

Average salary
£33,832
per year
Mean salary (pulled up by top earners)
£43,262
per year

The average salary is the middle value: half of residents earn more and half earn less. The mean salary adds up everyone's pay and divides it by the number of people, so a few very high earners pull it up. We use the middle value as the average throughout this site.

Source: ONS Annual Survey of Hours and Earnings (ASHE)

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Average house prices in Stirling

House price data is not currently available for Stirling.

Source: ONS / HM Land Registry. Historical trend based on quarterly rolling-year average prices.

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Climate and weather in Stirling

Summer daytime highs in Stirling typically reach 17.6°C in July, dropping to around 5.1°C in January. Stirling is much wetter than average for the UK, with rain falling on about 3.8 days a week. It gets around 79% more rainfall than the UK average. The area gets less sunshine than average for the UK, averaging around 4.6 hours per day in summer. Expect frost on around 119 days per year, mostly between October and May.

Month Daytime high Rainfall Rain days Sunshine Frost days
Jan 5.1°C 259mm 19 31h 19
Feb 5.7°C 197mm 17 61h 18
Mar 7.4°C 173mm 17 94h 17
Apr 10.3°C 118mm 14 139h 12
May 13.6°C 113mm 14 177h 7
Jun 16.1°C 116mm 15 146h 2
Jul 17.6°C 128mm 16 143h 1
Aug 17.1°C 143mm 16 135h 1
Sep 14.7°C 158mm 16 104h 3
Oct 11.1°C 217mm 18 72h 8
Nov 7.7°C 216mm 19 46h 13
Dec 5.6°C 241mm 19 26h 18

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How this is calculated

Climate data is based on Met Office 30-year averages (1991-2020), calculated from 90 observation grid points covering the Stirling local authority area.

Source: Met Office HadUK-Grid , 1991-2020 averages. Crown copyright. Open Government Licence v3.0.

Council tax in Stirling

Band D council tax in Stirling is £1,753 per year.

Band A
£1,169
Band B
£1,363
Band C
£1,558
Band D Benchmark
£1,753
Band E
£2,303
Band F
£2,848
Band G
£3,433
Band H
£4,295

Source: MHCLG / Scottish Government / Welsh Government

Energy costs in Stirling

A typical household in Stirling pays approximately £1,723/year (£144/month) for gas and electricity.

Annual
£1,723
per year
Monthly
£144
per month

Energy region: South Scotland

This estimate is based on the Ofgem price cap for a typical dual-fuel household using 2,700 kWh of electricity and 11,500 kWh of gas per year, paying by Direct Debit. Your actual costs will depend on your usage, tariff, and whether you're on a fixed deal.

Source: Ofgem Energy Price Cap, Q4 2026

Water costs in Stirling

The combined water and waste water charge from Scottish Water for a Band D home is £652/year (£54/month).

Annual
£652
per year
Monthly
£54
per month

Water company: Scottish Water

In Scotland, water and waste water charges follow the council tax band and are billed with council tax. A lower band pays less and a higher band pays more. A home with one adult gets 25% off, as with council tax: £489 a year (£41 a month). Our single-person monthly cost uses that figure.

Source: Scottish Water 2026-27 charges for a Band D home (water £301.95 and waste water £350.37 a year, billed with council tax)

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Broadband in Stirling

Stirling has 76.2% full fibre coverage and 76.2% gigabit-capable coverage across residential premises.

Gigabit-capable
76.2%
of premises
Full fibre (FTTP)
76.2%
of premises
Superfast (30+ Mbit/s)
96.9%
of premises
No decent broadband
0.4%
of premises

Full fibre take-up: 50% of premises with full fibre available have taken it up.

"Gigabit-capable" means a connection of 1 Gbit/s or faster is available at the premises (full fibre or upgraded cable). "Full fibre" is fibre-to-the-premises specifically. "No decent broadband" counts premises below the 10 Mbit/s down / 1 Mbit/s up Universal Service Obligation.

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Source: Ofcom Connected Nations 2025, July 2025

Crime in Stirling

There were 449 recorded crimes per 10,000 people in Stirling, which is below the Scotland average of 569. Stirling ranks #33 out of 303 areas for lowest crime rate.

Violence & sexual offences
157 /10k
(1,480 offences)
Burglary
11 /10k
(99 offences)
Theft
139 /10k
(1,305 offences)
Criminal damage
59 /10k
(555 offences)
Drug offences
24 /10k
(227 offences)
Public order
0 /10k
(0 offences)
Other
60 /10k
(566 offences)

Recorded crime statistics reflect crimes reported to and recorded by police. They may not capture the full picture of crime in an area, and recording practices vary between forces.

Source: Home Office police recorded crime, 2025-26

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