Council tax bands in Cumberland 2026-27
Band D council tax in Cumberland is £2,444.72 a year in 2026-27, about £244.47 a month over 10 payments.
This is the charge for a home with no parish or town council charge.
Every band in Cumberland
Council tax in Cumberland runs from £1,629.81 a year for Band A to £4,889.44 for Band H.
| Band | Yearly | 10 payments | 12 payments | One adult (25% off) |
|---|---|---|---|---|
| Band A | £1,629.81 | £162.98 | £135.82 | £1,222.36 |
| Band B | £1,901.45 | £190.15 | £158.45 | £1,426.09 |
| Band C | £2,173.08 | £217.31 | £181.09 | £1,629.81 |
| Band D | £2,444.72 | £244.47 | £203.73 | £1,833.54 |
| Band E | £2,987.99 | £298.80 | £249.00 | £2,240.99 |
| Band F | £3,531.26 | £353.13 | £294.27 | £2,648.45 |
| Band G | £4,074.53 | £407.45 | £339.54 | £3,055.90 |
| Band H | £4,889.44 | £488.94 | £407.45 | £3,667.08 |
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How bands work: every band is a fixed fraction of Band D, set in law (Band A is 6/9 of Band D and Band H 18/9), rounded here to the penny. A home's band comes from its value on 1 April 1991: Band A up to £40,000, Band H over £320,000. Payments are the yearly charge divided by 10 or 12. Other bands may differ by a penny from your council's table because of how councils round.
Source: Ministry of Housing, Communities and Local Government (MHCLG), Council Tax levels set by local authorities in England 2026 to 2027, local authority level data (Table 10, Data_Billing), published 25 March 2026.
Homes by band in Cumberland
Most homes in Cumberland are in Bands A and B (65%). Terraced houses, about 3 in 10 homes here, are mostly Band A (74%). The most common kind of home is a 3-bedroom semi-detached house (28,460 homes), most often Band A (42%). These are shares of all 139,050 homes on the list, not the band of any one home: a home's own band is on GOV.UK.
| Band | Share of homes |
|---|---|
| Band A | 46% |
| Band B | 18.7% |
| Band C | 14.9% |
| Band D | 11.3% |
| Band E | 6.1% |
| Band F | 2.2% |
| Band G | 0.7% |
| Band H | 0.1% |
Compared with the North West average, there are more homes in Bands A and B (65%, against 60%) and fewer homes in Band F and above (3%, against 5%).
Most common band by type of home
| Type of home | Homes | Share of homes | Most common band |
|---|---|---|---|
| Terraced houses | 42,220 | 30% | Band A (74%) |
| Semi-detached houses | 40,590 | 29% | Band A (43%) |
| Detached houses | 22,280 | 16% | Band D (37%) |
| Flats and maisonettes | 13,060 | 9% | Band A (75%) |
Source: Valuation Office Agency, Council Tax: stock of properties, 31 March 2026 (CTSOP3.0, band by property type), published 24 September 2026. VOA counts are rounded to the nearest 10; property types with fewer than 500 homes are not shown.
Where Band D council tax in Cumberland goes
| Authority | Band D share |
|---|---|
| Cumberland council | £2,002.64 (82%) |
| Police | £338.94 (14%) |
| Fire and rescue | £103.14 (4%) |
£38.15 of the council's own Band D share in 2026-27 is the adult social care precept (MHCLG).
Parish and town council charges come on top for homes in their areas.
How council tax in Cumberland has changed
Band D went up by £115.07 (4.9%), from £2,329.65 in 2025-26 to £2,444.72 in 2026-27.
Including parish charges, the average Band D bill went up by £117.42 (4.9%), from £2,393.90 to £2,511.32.
Band D in Cumberland is £17.11 a year below the North West average of £2,461.83, and its 4.9% rise this year was smaller than most councils in the North West (North West average: 5.3%).
Over the four years from 2023-24 to 2026-27, Band D here rose 15.4%, close to the North West average rise of 16.2%.
Band D in Cumberland is the 14th lowest of 35 councils in the North West, and the 110th highest of 296 councils in England, ranked by the Band D figure on each council's page.
Averages are weighted by number of homes and use each council's Band D as shown on its page.
Cumberland and other councils
Nearby councils
| Council | Band D 2026-27 |
|---|---|
| Westmorland and Furness | £2,456.81 |
| Dumfries and Galloway | £1,578.65 |
| Lancaster | £2,461.07 |
| Wyre | £2,428.93 |
| County Durham | £2,499.97 |
| Scottish Borders | £1,618.52 |
Similar unitary councils
Other unitary councils closest in size to Cumberland (139,050 homes).
| Council | Band D 2026-27 | Homes |
|---|---|---|
| Brighton and Hove | £2,579.44 | 136,830 |
| Central Bedfordshire | £2,351.85 | 136,210 |
| Leicester | £2,528.75 | 145,670 |
| South Gloucestershire | £2,550.59 | 130,400 |
Band D as shown on each council's page: the basic charge, or where no home pays that alone, Band D including special expenses or the average including parish charges. Similar councils are the same type of council, nearest in number of homes (Valuation Office Agency, 31 March 2026).
Finding a home's band
Each home's band is set by the Valuation Office Agency. You can look up any home's band on GOV.UK.
- Cost of living in Cumberland: rent, earnings, house prices, energy and water.
- Council tax on the Cumberland profile, next to the other costs.
- Council tax calculator: every council, by postcode or name.
Council tax in Cumberland: questions
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