London, England North West, England

London vs Liverpool

Renting in London costs £1,235/month more than Liverpool.

Average rent
London
£2,148/mo
Liverpool Lower
£913/mo
£1,235 difference
Average earnings
London Higher
£40,350/yr
Liverpool
£30,947/yr
£9,403 difference
Average house price
London
£575,840
Liverpool
£185,000
£390,840 (211%)

Rent comparison

Overall
London £2,148/mo
Liverpool £913/mo
London +£1,235/mo
1 Bed
London £1,654/mo
Liverpool £686/mo
London +£968/mo
2 Bed
London £2,071/mo
Liverpool £837/mo
London +£1,234/mo
3 Bed
London £2,424/mo
Liverpool £963/mo
London +£1,461/mo
4+ Bed
London £3,277/mo
Liverpool £1,293/mo
London +£1,984/mo

Overall, renting in Liverpool is £1,235/month cheaper than London - that's £14,820/year.

Source: ONS Price Index of Private Rents (PIPR)

Earnings comparison

London - average
£40,350/yr
Liverpool - average
£30,947/yr

Residents of London earn £9,403/year more than those in Liverpool.

Affordability insight
London 64%of gross earnings on rent
Liverpool 35%of gross earnings on rent

Source: ONS Annual Survey of Hours and Earnings

House prices comparison

Average
London £575,840
Liverpool £185,000
London +£390,840
Detached
London £1,542,200
Liverpool £376,000
London +£1,166,200
Semi-detached
London £1,291,347
Liverpool £240,000
London +£1,051,347
Terraced
London £871,623
Liverpool £160,000
London +£711,623
Flat
London £441,780
Liverpool £150,000
London +£291,780

House prices in London are £390,840 (211%) higher than in Liverpool.

Over the last 10 years, house prices in London have risen by 19.4%, compared to 54.2% in Liverpool.

Source: ONS / HM Land Registry

Council tax comparison

London - Band D
£2,090/yr
Liverpool - Band D
£2,674/yr

You would pay £584/year more in council tax (Band D) living in Liverpool than in London.

Band London Liverpool Difference
Band A £1,393 £1,782 Liverpool +£389/yr
Band B £1,626 £2,079 Liverpool +£453/yr
Band C £1,858 £2,377 Liverpool +£519/yr
Band D Benchmark £2,090 £2,674 Liverpool +£584/yr
Band E £2,555 £3,268 Liverpool +£713/yr
Band F £3,019 £3,862 Liverpool +£843/yr
Band G £3,483 £4,456 Liverpool +£973/yr
Band H £4,180 £5,347 Liverpool +£1,167/yr

Source: MHCLG / Scottish Government / Welsh Government

Band D is used as the standard benchmark for comparing council tax across areas. Other bands are set as fixed proportions of the Band D amount.

Energy comparison

Measure London Liverpool
Annual £1,723 £1,723
Monthly £144 £144
Energy region London North West

Energy estimates are based on the Ofgem price cap, which is set nationally. Regional variation is small; we show the same headline figure across regions for transparency.

Source: Ofgem Energy Price Cap, Q4 2026

Water comparison

Measure London Liverpool
Annual £666 £627
Monthly £56 £52
Water company Thames Water United Utilities

Water in London costs about £39/year more than in Liverpool.

Source: Water UK / Discover Water, 2026-27

Water company boundaries don't always align cleanly with local authority boundaries; the company shown here is the most common provider in each area.

Crime comparison

London
Data not available
Liverpool
1,243 /10k
#292 of 303
Overall crime rate
London N/A
Liverpool 1,243 /10k
Violence & sexual
London N/A
Liverpool 499 /10k
Burglary
London N/A
Liverpool 37 /10k
Theft
London N/A
Liverpool 273 /10k
Criminal damage
London N/A
Liverpool 103 /10k
Drug offences
London N/A
Liverpool 154 /10k
Public order
London N/A
Liverpool 133 /10k

Crime data is not available for London.

Source: Home Office / Scottish Government recorded crime

Recording practices vary between police forces. Crime rates reflect reported and recorded crime only.

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