Council tax bands in Ceredigion 2026-27
Band D council tax in Ceredigion is £2,363.81 a year in 2026-27, about £236.38 a month over 10 payments.
This is the charge for a home outside a community council area.
Every band in Ceredigion
Council tax in Ceredigion runs from £1,575.87 a year for Band A to £5,515.56 for Band I.
| Band | Yearly | 10 payments | 12 payments | One adult (25% off) |
|---|---|---|---|---|
| Band A | £1,575.87 | £157.59 | £131.32 | £1,181.90 |
| Band B | £1,838.52 | £183.85 | £153.21 | £1,378.89 |
| Band C | £2,101.16 | £210.12 | £175.10 | £1,575.87 |
| Band D | £2,363.81 | £236.38 | £196.98 | £1,772.86 |
| Band E | £2,889.10 | £288.91 | £240.76 | £2,166.82 |
| Band F | £3,414.39 | £341.44 | £284.53 | £2,560.79 |
| Band G | £3,939.68 | £393.97 | £328.31 | £2,954.76 |
| Band H | £4,727.62 | £472.76 | £393.97 | £3,545.72 |
| Band I | £5,515.56 | £551.56 | £459.63 | £4,136.67 |
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How bands work: every band is a fixed fraction of Band D, set in law (Band A is 6/9 of Band D and Band I 21/9), rounded here to the penny. A home's band comes from its value on 1 April 2003: Band A up to £44,000, Band I over £424,000. Payments are the yearly charge divided by 10 or 12. Other bands may differ by a penny from your council's table because of how councils round.
Source: Welsh Government, Council tax levels: April 2026 to March 2027 (Table 1), published 24 March 2026.
Homes by band in Ceredigion
The most common band in Ceredigion is Band E (25% of homes). Detached houses, about 3 in 10 homes here, are most often Band E (40%). The most common kind of home is a 3-bedroom detached house (4,780 homes), most often Band E (50%). These are shares of all 36,400 homes on the list, not the band of any one home: a home's own band is on GOV.UK.
| Band | Share of homes |
|---|---|
| Band A | 4.9% |
| Band B | 13.8% |
| Band C | 21.3% |
| Band D | 20.9% |
| Band E | 25.3% |
| Band F | 10.7% |
| Band G | 2.7% |
| Band H | 0.3% |
| Band I | 0.1% |
Compared with the Welsh average, there are fewer homes in Bands A and B (19%, against 35%) and about the same share in Band F and above (14%, against 13%).
Most common band by type of home
| Type of home | Homes | Share of homes | Most common band |
|---|---|---|---|
| Detached houses | 11,080 | 30% | Band E (40%) |
| Semi-detached houses | 5,920 | 16% | Band C (48%) |
| Terraced houses | 5,860 | 16% | Band C (42%) |
| Flats and maisonettes | 4,860 | 13% | Band B (47%) |
Source: Valuation Office Agency, Council Tax: stock of properties, 31 March 2026 (CTSOP3.0, band by property type), published 24 September 2026. VOA counts are rounded to the nearest 10; property types with fewer than 500 homes are not shown.
Where Band D council tax in Ceredigion goes
| Authority | Band D share |
|---|---|
| Ceredigion council | £1,976.18 (84%) |
| Police | £387.63 (16%) |
Community council charges come on top for homes in their areas.
How council tax in Ceredigion has changed
Band D went up by £116.56 (5.2%), from £2,247.25 in 2025-26 to £2,363.81 in 2026-27.
Including community council charges, the average Band D bill went up by £123.36 (5.4%), from £2,296.09 to £2,419.45.
| Year | Band D | Source |
|---|---|---|
| 2023-24 | £1,866.25 | Welsh Government, 24 March 2026 |
| 2024-25 | £2,058.08 | Welsh Government, 24 March 2026 |
| 2025-26 | £2,247.25 | Welsh Government, 20 March 2025 |
| 2026-27 | £2,363.81 | Welsh Government, 24 March 2026 |
Band D in Ceredigion is £128.84 a year above the Welsh average of £2,234.97, and its 5.2% rise this year was smaller than most Welsh councils (Welsh average: 5.2%).
Over the four years from 2023-24 to 2026-27, Band D here rose 26.7%, more than the Welsh average rise of 21.3%.
Band D in Ceredigion is the 7th highest of 22 councils in Wales, ranked by the Band D figure on each council's page.
Averages are weighted by number of homes and use each council's Band D as shown on its page.
Ceredigion and other councils
Nearby councils
| Council | Band D 2026-27 |
|---|---|
| Powys | £2,259.71 |
| Carmarthenshire | £2,218.60 |
| Gwynedd | £2,404.36 |
| Swansea | £2,212.52 |
| Merthyr Tydfil | £2,591.47 |
| Neath Port Talbot | £2,478.02 |
Similar Welsh councils
Other Welsh councils closest in size to Ceredigion (36,400 homes).
| Council | Band D 2026-27 | Homes |
|---|---|---|
| Isle of Anglesey | £2,191.23 | 36,320 |
| Blaenau Gwent | £2,494.04 | 33,300 |
| Torfaen | £2,095.13 | 43,540 |
| Monmouthshire | £2,329.98 | 44,530 |
Band D as shown on each council's page: the basic charge, or where no home pays that alone, Band D including special expenses or the average including parish charges. Similar councils are the same type of council, nearest in number of homes (Valuation Office Agency, 31 March 2026).
Finding a home's band
Each home's band is set by the Valuation Office Agency. You can look up any home's band on GOV.UK.
- Cost of living in Ceredigion: rent, earnings, house prices, energy and water.
- Council tax on the Ceredigion profile, next to the other costs.
- Council tax calculator: every council, by postcode or name.
Council tax in Ceredigion: questions
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