London, England Wales

London vs Cardiff

Renting in London costs £971/month more than Cardiff.

Average rent
London
£2,148/mo
Cardiff Lower
£1,177/mo
£971 difference
Average earnings
London Higher
£40,350/yr
Cardiff
£32,756/yr
£7,594 difference
Average house price
London
£575,840
Cardiff
£272,000
£303,840 (112%)

Rent comparison

Overall
London £2,148/mo
Cardiff £1,177/mo
London +£971/mo
1 Bed
London £1,654/mo
Cardiff £908/mo
London +£746/mo
2 Bed
London £2,071/mo
Cardiff £1,085/mo
London +£986/mo
3 Bed
London £2,424/mo
Cardiff £1,211/mo
London +£1,213/mo
4+ Bed
London £3,277/mo
Cardiff £1,703/mo
London +£1,574/mo

Overall, renting in Cardiff is £971/month cheaper than London - that's £11,652/year.

Source: ONS Price Index of Private Rents (PIPR)

Earnings comparison

London - average
£40,350/yr
Cardiff - average
£32,756/yr

Residents of London earn £7,594/year more than those in Cardiff.

Affordability insight
London 64%of gross earnings on rent
Cardiff 43%of gross earnings on rent

Source: ONS Annual Survey of Hours and Earnings

House prices comparison

Average
London £575,840
Cardiff £272,000
London +£303,840
Detached
London £1,542,200
Cardiff £472,000
London +£1,070,200
Semi-detached
London £1,291,347
Cardiff £310,000
London +£981,347
Terraced
London £871,623
Cardiff £265,000
London +£606,623
Flat
London £441,780
Cardiff £165,000
London +£276,780

House prices in London are £303,840 (112%) higher than in Cardiff.

Over the last 10 years, house prices in London have risen by 19.4%, compared to 55.4% in Cardiff.

Source: ONS / HM Land Registry

Council tax comparison

London - Band D
£2,090/yr
Cardiff - Band D
£2,013/yr

You would pay £77/year more in council tax (Band D) living in London than in Cardiff.

Band London Cardiff Difference
Band A £1,393 £1,342 London +£51/yr
Band B £1,626 £1,566 London +£60/yr
Band C £1,858 £1,789 London +£69/yr
Band D Benchmark £2,090 £2,013 London +£77/yr
Band E £2,555 £2,461 London +£94/yr
Band F £3,019 £2,908 London +£111/yr
Band G £3,483 £3,355 London +£128/yr
Band H £4,180 £4,026 London +£154/yr
Band I N/A £4,697 n/a

Source: MHCLG / Scottish Government / Welsh Government

Band D is used as the standard benchmark for comparing council tax across areas. Other bands are set as fixed proportions of the Band D amount.

Energy comparison

Measure London Cardiff
Annual £1,723 £1,723
Monthly £144 £144
Energy region London South Wales

Energy estimates are based on the Ofgem price cap, which is set nationally. Regional variation is small; we show the same headline figure across regions for transparency.

Source: Ofgem Energy Price Cap, Q4 2026

Water comparison

Measure London Cardiff
Annual £666 £627
Monthly £56 £52
Water company Thames Water Dwr Cymru Welsh Water

Water in London costs about £39/year more than in Cardiff.

Source: Water UK / Discover Water, 2026-27

Water company boundaries don't always align cleanly with local authority boundaries; the company shown here is the most common provider in each area.

Crime comparison

London
Data not available
Cardiff
944 /10k
#238 of 303
Overall crime rate
London N/A
Cardiff 944 /10k
Violence & sexual
London N/A
Cardiff 335 /10k
Burglary
London N/A
Cardiff 34 /10k
Theft
London N/A
Cardiff 317 /10k
Criminal damage
London N/A
Cardiff 80 /10k
Drug offences
London N/A
Cardiff 33 /10k
Public order
London N/A
Cardiff 112 /10k

Crime data is not available for London.

Source: Home Office / Scottish Government recorded crime

Recording practices vary between police forces. Crime rates reflect reported and recorded crime only.

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