Comparison

London vs Cardiff

Renting in London costs £949/month more than Cardiff.

London figures shown here are averages across all 33 London boroughs. Costs vary significantly between boroughs. To compare a specific borough, try our comparison tool - for example, Camden, Hackney, or Tower Hamlets.

London, England  vs  Wales

Average rent
London
£2,106/mo
Cardiff
£1,157/mo
Lower
£949 difference
Average earnings
London
£40,350/yr
Higher
Cardiff
£32,756/yr
£7,594 difference
Average house price
London
£570,010
Cardiff
£266,000
£304,010 (114%)

Rent comparison

Bedrooms
London
Overall
£2,106/mo
£1,157/mo
1 Bed
£1,620/mo
£894/mo
2 Bed
£2,030/mo
£1,068/mo
3 Bed
£2,372/mo
£1,186/mo
4+ Bed
£3,224/mo
£1,680/mo

Overall, renting in Cardiff is £949/month cheaper than London - that's £11,388/year.

Source: ONS Price Index of Private Rents (PIPR)

Earnings comparison

London - average
£40,350/yr
Cardiff - average
£32,756/yr

Residents of London earn £7,594/year more than those in Cardiff.

Affordability insight
London
63%
of gross earnings on rent
Cardiff
42%
of gross earnings on rent

Source: ONS Annual Survey of Hours and Earnings

House prices comparison

Property type
London
Average
£570,010
£266,000
Detached
£1,583,113
£445,000
Semi-detached
£1,154,877
£310,000
Terraced
£838,370
£260,000
Flat
£449,482
£165,000

House prices in London are £304,010 (114%) higher than in Cardiff.

Over the last 10 years, house prices in London have risen by 24.8%, compared to 56.5% in Cardiff.

Source: ONS / HM Land Registry

Council tax comparison

London - Band D
£2,090/yr
Cardiff - Band D
£2,013/yr

You would pay £77/year more in council tax (Band D) living in London than in Cardiff.

Band
London
Band A
£1,393
£1,342
Band B
£1,626
£1,566
Band C
£1,858
£1,789
Band D
Benchmark
£2,090
£2,013
Band E
£2,555
£2,461
Band F
£3,019
£2,908
Band G
£3,483
£3,355
Band H
£4,180
£4,026
Band I
N/A
£4,697

Source: MHCLG / Scottish Government / Welsh Government

Band D is used as the standard benchmark for comparing council tax across areas. Other bands are set as fixed proportions of the Band D amount.

Energy comparison

London
Annual
£1,641
£1,641
Monthly
£137
£137
Energy region
London
South Wales

Energy estimates are based on the Ofgem price cap, which is set nationally. Regional variation is small; we show the same headline figure across regions for transparency.

Source: Ofgem Energy Price Cap, Q2 2026

Water comparison

London
Annual
£666
£627
Monthly
£56
£52
Water company
Thames Water
Dwr Cymru Welsh Water

Water in London costs about £39/year more than in Cardiff.

Source: Water UK / Discover Water, 2026-27

Water company boundaries don't always align cleanly with local authority boundaries; the company shown here is the most common provider in each area.

Crime comparison

London
Data not available
Cardiff
968/10k
#247 of 303
Crime type
London
Overall crime rate
N/A
968 /10k
Violence & sexual
N/A
342 /10k
Burglary
N/A
37 /10k
Theft
N/A
321 /10k
Criminal damage
N/A
81 /10k
Drug offences
N/A
41 /10k
Public order
N/A
112 /10k

Crime data is not available for London.

Source: Home Office / Scottish Government recorded crime

Recording practices vary between police forces. Crime rates reflect reported and recorded crime only.

Compare different areas

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Data on this page is sourced from: ONS Price Index of Private Rents (PIPR), Scottish Government Private Sector Rent Statistics, ONS Annual Survey of Hours and Earnings, ONS / HM Land Registry House Price Statistics, MHCLG / Scottish Government / Welsh Government council tax data, Ofgem Energy Price Cap, and Water UK / Discover Water. All official data is published under the Open Government Licence.