Comparison

Oxford vs Cambridge

Renting in Oxford costs £157/month more than Cambridge.

South East, England  vs  East of England, England

Average rent
Oxford
£1,952/mo
Cambridge
£1,795/mo
Lower
£157 difference
Average earnings
Oxford
£36,517/yr
Cambridge
£38,711/yr
Higher
£2,194 difference
Average house price
Oxford
£450,000
Cambridge
£495,000
£45,000 (10%)

Rent comparison

Bedrooms
Oxford
Overall
£1,952/mo
£1,795/mo
1 Bed
£1,342/mo
£1,248/mo
2 Bed
£1,656/mo
£1,603/mo
3 Bed
£2,018/mo
£1,894/mo
4+ Bed
£2,855/mo
£2,651/mo

Overall, renting in Cambridge is £157/month cheaper than Oxford - that's £1,884/year.

Source: ONS Price Index of Private Rents (PIPR)

Earnings comparison

Oxford - average
£36,517/yr
Cambridge - average
£38,711/yr

Residents of Cambridge earn £2,194/year more than those in Oxford.

Affordability insight
Oxford
64%
of gross earnings on rent
Cambridge
56%
of gross earnings on rent

Source: ONS Annual Survey of Hours and Earnings

House prices comparison

Property type
Oxford
Average
£450,000
£495,000
Detached
£815,000
£784,975
Semi-detached
£495,000
£567,000
Terraced
£460,000
£510,000
Flat
£318,000
£345,000

House prices in Cambridge are £45,000 (10%) higher than in Oxford.

Over the last 10 years, house prices in Oxford have risen by 32.4%, compared to 28.4% in Cambridge.

Source: ONS / HM Land Registry

Council tax comparison

Oxford - Band D
£2,678/yr
Cambridge - Band D
£2,467/yr

You would pay £211/year more in council tax (Band D) living in Oxford than in Cambridge.

Band
Oxford
Band A
£1,786
£1,645
Band B
£2,083
£1,919
Band C
£2,381
£2,193
Band D
Benchmark
£2,678
£2,467
Band E
£3,274
£3,015
Band F
£3,869
£3,563
Band G
£4,464
£4,112
Band H
£5,357
£4,934

Source: MHCLG / Scottish Government / Welsh Government

Band D is used as the standard benchmark for comparing council tax across areas. Other bands are set as fixed proportions of the Band D amount.

Energy comparison

Oxford
Annual
£1,641
£1,641
Monthly
£137
£137
Energy region
South East
Eastern

Energy estimates are based on the Ofgem price cap, which is set nationally. Regional variation is small; we show the same headline figure across regions for transparency.

Source: Ofgem Energy Price Cap, Q2 2026

Water comparison

Oxford
Annual
£720
£684
Monthly
£60
£57
Water company
Southern Water
Anglian Water

Water in Oxford costs about £36/year more than in Cambridge.

Source: Water UK / Discover Water, 2026-27

Water company boundaries don't always align cleanly with local authority boundaries; the company shown here is the most common provider in each area.

Crime comparison

Oxford
977/10k
#250 of 303
Cambridge
926/10k
#234 of 303
Crime type
Oxford
Overall crime rate
977 /10k
926 /10k
Violence & sexual
343 /10k
304 /10k
Burglary
31 /10k
36 /10k
Theft
372 /10k
368 /10k
Criminal damage
64 /10k
74 /10k
Drug offences
53 /10k
42 /10k
Public order
88 /10k
71 /10k

Oxford has a higher crime rate than Cambridge, with 977 vs 926 recorded crimes per 10,000 people.

Source: Home Office / Scottish Government recorded crime

Recording practices vary between police forces. Crime rates reflect reported and recorded crime only.

Compare different areas

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Data on this page is sourced from: ONS Price Index of Private Rents (PIPR), Scottish Government Private Sector Rent Statistics, ONS Annual Survey of Hours and Earnings, ONS / HM Land Registry House Price Statistics, MHCLG / Scottish Government / Welsh Government council tax data, Ofgem Energy Price Cap, and Water UK / Discover Water. All official data is published under the Open Government Licence.